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Tips for Writing a Federal Resume

woman writing a resume

Creating a federal resume that brings your qualifications to life and shows that you are a perfect fit for the job can be a challenge. Be sure to demonstrate how your skills, experience, training and education match the employer’s needs. Avoid misspelled words and bad grammar. Following are a few ways to make this easier.

Consider what positions you are interested in and review what qualifications or experience they require by reviewing different types of jobs and job opportunity announcements on USAJOBS . Gather information and begin to build out a description of your knowledge, skills and experience to add to your resume. How you present your skills and experience in your resume will help determine whether or not you are invited to interview for a job.

Attend job assistance training prior to departing the service. Contact your Transition Assistance Center as soon as possible and sign up for a Transition Assistance Program Workshop. If you are not near a Military Transition Center, you may use the services at Transition Assistance Offices operated by the other military services. Use your transition counselors. They have the tools and knowledge you need. If available, get their help in creating your first resume or filling out a draft application. Ask them to critique your work and then make the changes they suggest.

One size never fits all. As you apply for jobs, tailor your resume to the position’s requirements. Study the job opportunity announcement and emphasize the parts of your work history that match the qualification requirements listed there. It is important to portray your knowledge and skills as a match to the requirements of the position and demonstrate the ability to do the job. This is easy to do when you include your results, achievements and accomplishments. Minimize the use of technical jargon or specialized terminology (e.g., military abbreviations) in your resume.

Resumes are generally presented in one of three formats: chronological, functional or a combination of both. Which format you choose will depend, in part, on the type of work you have performed and whether or not you are going to continue in the same field.

  • Chronological resumes list work experience according to date, with the current job appearing first. Chronological resumes work well if your career has been progressive and you plan to continue in the same line of work.
  • Functional resumes are organized by the skills you have used on the job. Functional resumes work well if you are contemplating a new career, do not have a lengthy work history, or have held a number of different positions because they sell your abilities based on the skills you have acquired throughout your career. Be sure to include relevant volunteer experience.
  • Combination resumes both describe your work experience and highlight your skills. Combination resumes usually provide the most comprehensive overview of your career.

Unlike resumes used in the private sector, federal resumes require additional information. For each past job, give the standard information found in most resumes. Your federal resume should include the following:

  • Job announcement number, job title , and job grade of the job for which you are applying
  • Your full name, mailing address , day and evening phone numbers and home e-mail .
  • Country of citizenship , if different from U.S.
  • Veterans – Ensure that you attach or upload supporting documentation (e.g., DD214 or Statement of Service if still on Active Duty; SF-15, Application for 10-point preference; and Disability Rating Letter of 30% or more from the VA, if applicable).
  • Peace Corps / AmeriCorps VISTA Volunteers – If you are a Returned Peace Corps Volunteer, you will need to provide your Description of Service (DOS) to claim non-competitive eligibility for federal jobs. AmeriCorps VISTA volunteers
  • Persons with Disabilities (Schedule A) – To verify eligibility for employment under the Schedule A hiring authority, you must provide proof of disability issued by a licensed medical professions, a licensed vocational rehabilitation specialist, or any federal agency, state agency, or an agency of the District of Columbia, or U.S. territory that issues or provides disability benefits. Contact the Department’s Selective Placement Coordinators for help with hiring and accommodation requests.
  • Veterans – Keep in mind that your military training may count towards qualifications. Use your Verification of Military Experience and Training (VMET) document (DD Form 2586) to document your training and education.
  • Begin with your current position and list all other positions held in chronological order.
  • State the job title, starting and ending dates (including month and year), prior employer's name and address (or write "self-employed," if that applies), and major duties and accomplishments. Include any positions temporarily held.
  • Show the average number of hours worked per week or simply state "full-time"; salary or wage earned; supervisor's name, address and telephone number; and whether you’re most recent supervisor may be contacted.
  • Veterans - Avoid using military job titles or occupational codes. Instead, look at what you did using your Verification of Military Experience and Training (VMET) as a starting point. Employers prefer proven performers, so make sure you know what employers are looking for in comparison to your military work experience.
  • Indicate if your current supervisor can be contacted
  • Job-related training courses (title and year).
  • self-management skills refer to the way you manage yourself on the job (e.g., dependable, resourceful, etc.);
  • functional skills are the skills you use on the job or have used in previous jobs (e.g., operate equipment, supervise, analyze, etc.); and
  • technical skills relate to specific skills required to perform a described task (e.g., computer programming, accounting, sales, etc.)
  • Current job-related certificates and licenses - Make sure you understand the licensure and certification requirements for your job objective.
  • Job-related honors, awards, special accomplishments , leadership activities, memberships, or publications.

Once you have spell checked your resume, take a good look at its overall appearance. Is it appealing and easy to read? Is there enough white space? Are the margins appropriate? Have the headings, font and formatting style been used effectively? Keep in mind that your resume is an employer's first impression of you. Make sure it makes the best one possible.

  • Review the job announcements carefully for key words
  • Use verbs and adjectives (e.g., managed, implemented, created) that match key words identified in the job announcement.
  • Eliminate military lingo (use words such as personnel instead of squad or platoon).
  • Include your accomplishments; do not be shy, be truthful.
  • Focus on the mission of the agency and translate your experiences.
  • Your positive attitude and genuine enthusiasm goes a long way.

Find out about insurance programs, pay types, leave options, and retirement planning.

Discover resources to have a balanced career at NIH.

Resources for training to develop your leadership and professional skills.

Access your personnel information and process HR actions through these systems.

Information for managers to support staff including engagement, recognition, and performance.

Discover what’s next at the NIH.

Federal Resume Tips

Federal and private sector resumes.

Federal resumes differ from resumes used in the private sector with regard to both content and purpose.

  • multiple pages long
  • detailed description of work experience and qualifications
  • used to determine if you meet requirements/qualifications for a job announcement. Be sure to list all your experiences (including non-paid).
  • generally limited to two pages 
  • brief summary of work history
  • used as a marketing tool to get an interview

In the Federal Government, your resume is your application. There may be an additional component called an assessment questionnaire . The assessment questionnaire asks you to rank yourself on your qualities necessary to do the job being advertised. It must support the experiences listed in your resume.

Curriculum Vitaes

An academic curriculum vitae does not provide enough information to determine if you meet eligibility requirements. If you use one, please be sure to add the information listed below.

Resume Content

Resumes must thoroughly describe how your skills and experiences align to the criteria in the job announcement. It must also support your responses to the assessment questionnaire. To do this, be sure to include detailed examples in your resume.   

Why? We operate under various federal employment laws, rules, and regulations. We are prohibited from drawing conclusions or making assumptions regarding your experience or qualifications.

Resume Checklist

We encourage you to use the  USAJobs online Resume Builder . If you use your own resume, you must include the following information:

  • Contact information . This includes your name, address, day and evening telephone numbers, and email address
  • Citizenship (if other than the U.S.)
  • Relevant work experience . This includes paid and unpaid experiences. For instance, volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religions; spiritual; community; student; social)

For each employment listed, include the following information:

  • Dates of employment . Include beginning and end dates in the following format: month/day/year
  • Hours per week . We assume fulltime unless otherwise stated. Employment will be prorated in crediting experience.
  • Include any supervisory/managerial responsibilities and number of staff supervised (if applicable). This information helps determine if you meet minimum eligibility requirements for the position.
  • Review the qualifications section in the job announcement closely and directly address the education, skills, and experience required in your resume.
  • Series and grade or equivalent (if a Federal position)

Education R equirement

If the position has an education requirement or you are qualifying on the basis of education, include the following:

  • Education history .  Specify the type of degree and major of study. 
  • Relevant courses . This information is needed if the position requires credit hours.

Do NOT Include

On your resume and cover letter, you should not include any of the following:

  • A photograph or video of yourself
  • Any sensitive information (age, date of birth, marital status, protected health information, religious affiliation, social security number, etc.)  
  • Links to web pages
  • Spell out all acronyms .
  • Projects worked on
  • Specific duties and tasks
  • Tools, software, or systems
  • Results and outcomes (i.e. saved money, time, consolidated resources, etc.)
  • Example: an individual in the budget field has "worked with disseminating budgets for small projects." To make the description more relevant, the applicant describes the experience with numbers, "disseminated budgets for small projects amounting to $450,000."
  • Example: When a recruiter reads the keyword "analyst," he or she might assume you have experience in collecting data and evaluating effectiveness.
  • If a job announcement uses a keyword such as "develops," use it in your resume. It is representative of independence in work assignments and the range of responsibility for the available position.
  • Be honest . Be honest in describing your accomplishments, but not modest.
  • Use reverse chronological order to list experience . Start with your most recent experience first and work your way back. An exception: when it is more appropriate to list your most relevant work experience first (e.g. if you are changing careers).
  • Tailor your resume to include information relevant to the specific position you are applying to. Education and work experience that is indirectly related can be excluded if the resume begins to grow too long.
  • Be concise and keep paragraphs short. To make your resume easier to read, add a brief, relevant heading to paragraphs to maximize readability.
  • Use bullets to describe your experiences and accomplishments.
  • Ensure correct grammar and no spelling errors . Your resume is your first impression – make it a good one!
  • Resume Builder
  • Resume Writing
  • USAJOBS Guidance  

Contact us to ask a question, provide feedback, or report a problem.

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An official website of the United States government

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Official websites use .gov A .gov website belongs to an official government organization in the United States.

Secure .gov websites use HTTPS A lock ( Lock A locked padlock ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

Writing a federal government resume

This page provides an overview with examples of how to write a federal government resume, which have content and formatting that differ from most private sector resumes.

How to write a federal resume

Written by , external, Amanda Costello , 18F content designer and gummi bear enthusiast, July 2019. (Revised March 2024)

Writing a US federal resume is hard. When I started writing mine, all I wanted was a solid example. What needs to be included, in what order, and what would it look like with real information. This is that example. ( Law and Order chimes )

It can be helpful to think about a federal resume like an academic CV, an overview of your whole career. Also, these are long documents . This is not the place for a 1-2 page resume. When I applied, my resume was 7 pages long; after 5 years at 18F, it’s close to 15 pages.

Below are excerpts from my federal resume, along with details and notes about how it’s written and formatted. I want more awesome folks from all backgrounds and experiences as colleagues. I don’t want the resume formatting or particulars to be a mystery; it’s already a very challenging piece of writing.

General things to keep in mind:

  • Pay particular attention to the Specialized Experience section of a federal job posting. These items must be clearly represented on your resume to show you’ve done the work to be qualified.
  • New in 2024! Another tactic that’s been successful for me has been making the job posting’s Specialized Experience the headers for duties and responsibilities. Obviously you can’t do this until you’re looking at a specific job, but it can be a good way to organize your work for readability.
  • Throw out your formatting. I used CAPS for headers, italics for mission statements, and bullet points. Expect that the bulk of your formatting will be stripped out. No columns, no fanciness. Just write. Hard.
  • Speaking of writing: get your words going, and then get more words. I had to submit two writing samples, and that was where I could show off my content strategy particulars. Remember the job of the resume content: clear, straight lines between the requirements and your experience.

Explicit disclaimer: This resume format is what I chose to use in applying to 18F in the US Federal Government’s General Services Administration. It is not the only acceptable format, but is what worked well for me. I currently work as a content designer at 18F, but put this together on my own time, using no government resources to do so. Using this formatting is not a guarantee of consideration. You still gotta do the work.

Want to chat more about this? Shoot me an email at [email protected]

My comments below will all be in text boxes

Resume formatting

AMANDA COSTELLO 123 Lutefisk Street You Betcha, MN 55555

Mobile: 555-555-5555 Email: [email protected]

Availability: April 1, 2024

Job Type: Permanent, Telework Work Schedule: Full-Time

Desired locations:

United States - MN Remote

WORK EXPERIENCE

Workplace name, Unit name if relevant - City, State, Country

Your job title - MM/YYYY to MM/YYYY - Hours per week: xx

Mission statement(s) of the workplace, or summary of the company’s work on a larger scale.

DUTIES AND RESPONSIBILITIES:

A paragraph-long description of what the work was overall. Describe your work using a wide scope, leaving the specific details for later.

SPECIFIC TOPIC (e.g. CONTENT STRATEGY)

  • Examples are in a bulleted list, each point describing a project or part of a project, or a piece of work that fits the heading, plus matches up with the qualifications/reqs.
  • I chose to start each bullet with a past tense verb (Collaborated, Wrote, Managed, Edited), because that’s how I usually write resumes.
  • Some of these bullets reference specific things I wrote, and those were included as writing samples with my application.

TECHNICAL SKILLS:

Software you know, tools you use, best practices and methods. This can’t just be a list, but has to have context in your work overview of how and why they were used. Also, please throw Microsoft Word on there because I was once rejected from a job in 2007 because I put “Microsoft Office” and the listing said “Microsoft Word.” Word matching! Seriously!

SELECTED WORK:

  • Another bulleted list, this time of URLs related to work I did.
  • They had quick little blurbs underneath about what they were, and what I did.
  • Photos won’t come through on this resume, so no screenshots or anything.

Work experience example from my 2018 resume

University of Minnesota, College of Education and Human Development - Minneapolis, MN

Lead Content Strategist - 07/2012 to Present - Hours per week: 40

The mission of the College of Education and Human Development is to contribute to a just and sustainable future through engagement with the local and global communities to enhance human learning and development at all stages of the life span. The college is part of the University of Minnesota - Twin Cities, a land-grant high-level research institution, dedicated to generating and preserving knowledge through research, sharing that knowledge through teaching and learning, and apply that knowledge through outreach and public service.

Developed and led college-wide content strategy combining current and prospective student needs with college goals for recruitment and retention. Worked as a member of a cross-functional team including designers, developers, business analysts, marketers, and well as content strategists across 7 academic departments to promote and deliver effective processes and consistent content strategy.

CONTENT STRATEGY:

  • Collaborated with college academic departments, research centers, student support offices, and senior leadership to develop a “bottom up” content strategy, prioritizing student needs based on their relationships with academic programs. Assessed content through the lens of recruitment and retention.
  • Wrote “Stakeholder’s Guide To Launch,” a two-page reference for the launch of a new college website. By anticipating the top questions stakeholders might field, this guide gave talking points surrounding new features, along with contacts for further questions.
  • Served as strategist, editor, and project manager for regular essay series on college diversity and inclusion work, written by academic leadership. This generated authentic, meaningful content and helped stakeholders better understand the time commitment involved in content production.
  • Established user-centered college voice and tone guidelines, using “A, but not B” format. This was informed by close work with students in formal and informal usability testing, and brand sort activities with college leadership and key stakeholders.

USER EXPERIENCE (UX) WRITING:

  • Combined findings from user research, new graduate student interviews, faculty and researcher focus groups, higher ed industry trends, and analytics to consolidate more than 600 areas of academic research expertise into 111 categories. Categories were deployed across the college for consistent organization and increased findability of research work.
  • Developed strategy and standards to categorize and sort 127 academic programs and 111 areas of research expertise. This was incorporated into two web-based tools developed in-house and allowed students to explore college offerings and expertise independent of department. Wrote and edited descriptions for each area, capped at 25 words to promote ease of reading and top-level understanding.
  • Planned, edited, and delivered a “Web Writing Best Practices” guide for college content strategists. Formatted as a “one-pager” for printing and pinning up as a reference, this collected links to and recommendations from external tools and guides (Hemingway, 18F, King County Editorial Guide), internal editorial recommendations from the university and college, and voice and tone particulars. Strategists often felt intimidated and overwhelmed by the sheer amount of recommendations connected to good web content; this guide promoted four starting points to improve content: addressing the user (you/your/yours and we/our/ours), employing structured content, concise writing, and using plain language.

USABILITY TESTING AND USER RESEARCH:

  • Led and managed annual process of web usability testing, including project kick-offs, stakeholder workshops, scenario development, task analysis, lab and field-based testing, issues analysis, research and recommendation presentations to project team members, key stakeholders and college senior leadership.
  • Helped subject-matter expert teams and stakeholders understand their users through research and usability testing methods, defining problems and crafting effective solutions based on both quantitative and qualitative data.

COLLABORATION ON CROSS-FUNCTIONAL TEAMS:

  • Contributed to responsive redesign of college website by conducting a content audit, editing student-facing content for an overall 75% file reduction, and migrating updated content to custom-built CMS. Collaborated with design and development teams to create comprehensive style guides, pattern library interface copy.
  • Convened monthly “coworking days” among all college web professionals, bringing us together as a team of peers for a day of training, collaborative problem solving, idea sharing, and camaraderie. Set programming, mentored colleagues on presentations, and collected feedback to regularly adjust how our central content strategy was best supporting the specific work of the departments.

ADVOCACY AND OUTREACH:

  • Advocated for content strategy best practices to over 30 University departments by regularly meeting with peers and presenting to leadership stakeholder groups. Promoted clear, consistent, user-centered writing from all contributors, even those who don’t identify as “web people,” and facilitated collaboration across organizational silos to increase efficiency and support.
  • Consulted with faculty and staff in academic departments outside the college that frequently contributed to content strategy. Regular guest lecturer and student mentor in the Writing Studies program.
  • Contributed as one of four subject matter experts to the University of Minnesota’s Content Strategy Self-Help Guide, recommending resources and structuring process for the centrally-maintained system to help contributors at all levels improve content writing and strategic thinking for the web.
  • Frequently presented at local Twin Cities-based tech meetups, translating content strategy best practices to adjacent fields such as front- and back-end development, UX research, accessibility, interactive design, and marketing.

Provided strategic content design with skills in copywriting, style guides, plain language, comprehension/reading levels. Conducted usability evaluations using card sorting (OptimumSort), tree testing (Treejack), direct observation user research methods. Worked on a cross-functional team that used Asana, Trello, Slack, Hemingway, pattern libraries, Google Drive, MS Office Suite (Word, Excel, Power Point), and semantic HTML.

  • CEHD Academic Programs, www.cehd.umn.edu/programs Developed content and structure for directory/sorting tool
  • CEHD Research & Expertise, www.cehd.umn.edu/topics/ Created new content structure around college research, including categories and descriptions
  • UMN Content Strategy Self-Help Guide, , external, z.umn.edu/csmap Subject matter expert for update to university-wide guide

VOLUNTEER WORK

MinneWebCon Annual Conference - Minneapolis, MN - www.minnewebcon.org

Conference Director - 10/2011 - 06/2015

MinneWebCon is a two-day web conference in Minneapolis that encourages inclusive grassroots knowledge-sharing. In addition to keynote speakers, breakout sessions, and half-day workshops, our annual conference is a space for speakers and attendees to collaborate, talk, learn, ask, test, and grow.

  • Directed volunteer-run tech conference for 200+ annual attendees, bringing local and national speakers to the Twin Cities web community.
  • Oversaw event logistics, speaker recruitment and support, partnerships and sponsorships, promotion, and attendee experience with conference committee support and input.
  • Introduced speaker mentoring program, pairing conference speakers with an experienced mentor to review slides, practice presentations, and provide support.
  • Expanded conference to two-day event in 2012, adding half-day workshops to meet attendee demand for deeper learning.

SELECTED SPEAKING AND PRESENTATIONS

My resume listed about 15 sessions that I thought were relevant to this job. I also had sections on selected publications and selected podcast guest appearances, because those are cool too! The format I use is:

"Title of the Presentation," what kind of session - MM/YYYY Conference Name - City, State, Country

  • “How Silos Learn: Working in the Idea Factory,” closing keynote address - 08/2018 (scheduled) PSEWEB Conference - London, ON, Canada
  • “Better Stakeholder Wrangling,” half-day workshop - 10/2018 (scheduled) edUi Conference - Charlottesville, VA
  • “Better Stakeholder Wrangling,” half-day workshop - 05/2018 Confab: The Content Strategy Conference - Minneapolis, MN
  • “Explain Anything to Your Boss & Grandboss,” closing keynote address - 05/2018 Manage Digital Conference - Minneapolis, MN
  • “How Silos Learn,” opening keynote address - 10/2017 Digital Project Management Summit - Las Vegas, NV

University of Minnesota - Twin Cities Minneapolis, MN United States Bachelor's Degree MM/YYYY Major: English Minor: Japanese

LANGUAGE SKILLS

Language: Japanese Spoken Level: Novice Written Level: Novice Reading Level: Novice

Name: Jeff Awesomeboss Employer: University of Minnesota Title: The Best Boss Email: [email protected]

GSA Logo

Handbook.tts.gsa.gov

An official website of the U.S. General Services Administration

help with my federal resume

An official website of the United States government

Here’s how you know

Official websites use .gov A .gov website belongs to an official government organization in the United States.

Secure .gov websites use HTTPS A lock ( Lock A locked padlock ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

Quick Guide to Preparing a Resume For Federal Government Positions

USAJOBS logo

Due to the volume of applications received for any given vacancy announcement within the website, your resume will most likely be processed through an electronic filtering mechanism before being reviewed by a Human Resources Specialist for a qualification determination. Your resume will also be screened according to certain preferences (e.g., Indian Preference, veterans, disability, etc.) and rated based on the extent and quality of your experience, education and training described on the vacancy announcement. It is essential that you tailor the experience listed on your federal resume to the specific position to which you are applying.

Once your application is rated, a quality review will be conducted by Office of Human Capital Management staff and/or a Subject Matter Expert (SME). Resumes are forwarded to the Hiring Manager for interview consideration. Once a hiring decision has been made, applicants will be notified.

Resume Writing

Before you begin, it may be helpful to compile all the information you want to include in your resume. The writing process will be much easier and faster.

It is important to thoroughly review the vacancy announcement for the position you are applying. You should tailor your resume to ensure you include the experience and skills that are required for the position.

What Should be Included in a Federal Resume?

A federal resume calls for some information that is not generally required on a standard resume for private industry positions, and not including the required information may immediately disqualify you from consideration. It is extremely important that you carefully read application instructions and include all required information. Below is an example of a resume for Federal employment:

First and Last Name Address City, State and Zip code Email address Phone Numbers

Special Hiring Authority: (Indian Preference, Veteran’s Preference or Person with Disability - Schedule A ) Federal Experience: ( Yes or No and Indicate Military, Federal or State Gov ) Security Clearance: ( Indicate what level and if it's still active ) OBJECTIVE: To obtain a full-time position in public service with ( Department of the Interior, Indian Affairs as a (Indicate the position including announcement Number if there is one )  

SKILLS SUMMARY: ( Has 3 elements: An introductory paragraph, list of skills directly related to the position, and your skills you have acquired throughout your career, that you want to highlight ) (1st Element: The introductory paragraph - Must be specific and highly detailed for each job series and position you're applying to. You need to outline all the specific skills you have that are directly related to the position you are seeking including Key Words identified in the positions description.) Focused and highly motivated management professional, with 12 + years of extensive experience in Strategic Workforce Planning , EEO , OHR and Diversity Mgt . Utilizing my background in Disability, Accommodations, Business Operations, Project Management, and Statistical Analysis to develop comprehensive programs based on the employment needs and mission of the agency. Deploying metric -based solutions and maximizing our ROI . I'm an innovative and energetic team player, relationship builder, and highly effective communicator. (2nd Element: List of skills directly related to the position and the Key Words you identified - Back up your skill summary with specific examples from you career or education. Identify specific accomplishments, length of time, highlight numerical results and awards derived from those duties and skills. This is the most critical area of the resume. You are relating an activity in your career to that of the position you are applying and showcasing your accomplishments.)

• Develop and create a Strategic Workforce Planning program to ensure were accurately utilizing all available resources. Good Example

• Expert in Equal Employment, Labor and Employee Relations assisting managers and staff in identifying and solving EEO Policy questions on Accommodations, for the past 9 yrs. Better Example

• As Diversity manager I trained a staff of 100+ internal and external personnel on diversity rules and regulations. My efforts resulted in a 70% reduction in violations and improved the overall atmosphere at ABC Co. Best Example (3rd Element: Acquired skills - These are skills you want every employer to know you possess and feel they are what defines you as a model employee. Remember you MUST quantify and qualify every statement you make.)

• Analyze, develop, test and incorporated IT business solutions to enhance business process control and tracking. Good Example

• Supervised, motivated, mentored and lead by example, using experience backed judgment, strong work ethic, and irreproachable integrity, derived from my 12yrs as a Department Manager at ABC Co. Better Example

• Developed and implemented a supply inventory program, which tracked our use of production and office materials. This provided us detailed reports of our available inventory at all times. Allowing us to make more informed purchasing decisions. Resulting in ABC Co. to save 500,000 per year. Best Example

EMPLOYMENT HISTORY Name of Employer Position & Title GS level or Salary and Years of Service From: Mo/Year to Mo/Year; (Indicate if the work was Full Time, Part Time, or Seasonal; provide number of hours for PT or Seasonal work) Write a brief description of your experience/duties, and identify your major roles and responsibilities. Describe in detail each position you held for at least the last 10 years and quantify and qualify each statement). IP: Describe each duty as if you are describing it to someone for the first time. Agencies are not allowed to assume you can or can't do anything. Ex: Cashier: A cashier can perform numerous duties, if you only list cashier we can only interpret that as someone we collected and distributed money). As Diversity Manager I analyze develop and manage programs and projects related to the successful deployment of our department's initiatives. My duties included ensuring we provided an inclusive work environment, free from discrimination and ensuring we met all federal and state regulations. This was accomplished by collecting, analyzing human capital data and statistics from various sources to get an accurate analysis of the programs and work environment we provided our employees.   • Performed labor market Statistical analysis and employment projections locally and nationally to determine our recruitment strategy to ensure we were recruiting from a diverse population. Good Example • Coordinated with the Office of Human Capital and EEO managers to develop programs to improve our diversity in the workplace. Performed detailed analysis of the current workforce, and developed a strategy to ensure we targeted a broader workforce. This had an immediate impact on community relations and a 20% increase in local sales. Better Example

• Diversity manager for the past 7 yrs I was responsible for a staff of 20 employees. I coordinated with our Office of Human Capital to develop and measure recruiting timelines and efficiency, to determine cost per employee hired and accurate return on investment. Identified various key elements related to recruiting and performed a statistical analysis on reducing cost per hire. This lead to a yearly savings of 15% on recruiting expenses. Best Example

ACCOMPLISHMENTS (Identify any areas of your career you feel an employer will get a better understanding of who you are and your additional activities, to included honors received by organizations, exceeding specific goals on projects, etc.)

• 2011 Supervised and managed the Specialty Hiring Programs, including NonCompetitive Direct Hiring Authorities, Military Spouse Employment and Individuals with Disabilities Programs, at the Department of Defense. • 2008 Liaised with union and management on contract negotiations and labor dispute settlements with global manufacturer. Prevented the loss of 200+ jobs and saving the company 1.3 million dollars.

• 2006 The Minority Entrepreneur Network - Assisted 5 minority startup companies in researching, forecasting, and drafting their business plans and applications for small business loans.

• 2005 Restructured vendor contracts for a gross savings resulting in $375K per quarter.

COMPUTER SOFTWARE (List all software and applications you are experienced in and level. Identify formal training and where you received that training)

ADDITIONAL TRAINING (List any formal or informal training including accreditations and number of hours in the specific field)

• I have attended various seminars on EEO compliance and diversity Good Example

• Extensive EEO Compliance Training: Laws & Discrimination, Diversity in the Workplace, Workplace Relationships, EEO Complaints and Resolutions: (80+ hrs of training) Better Example

• Extensive Project Management Training specializing in large scale projects and developing the project plans and schedule. All training was done at the Defense Equal Opportunity Management Institute (DEOMI) 2002 thru 2011 (120 hrs) Best Example

HONORS AND AWARDS

(Any formal awards you would like to share)

VOLUNTEER WORK & COMMUNITY INVOLVEMENT

(Depending on the type of work volunteering can count the same as formal on the job experience if related to the position) (2010 - current) I hold Diversity workshops at the ABC community center in Washington DC, 6 times each month. I provide employers with information on developing an inclusive and diverse workforce. Note: volunteer work must include the total # of hours PROFESSIONAL ASSOCIATIONS AAPD - American Association of Peoples with Disabilities HAVA - Honored American Veterans Afield NRA - National Rehabilitation Association PMI - Project Management Institute Wounded Warriors Project - Warriors to Work REFERENCES (List at least 3 references including their contact information)

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What should I include in my resume?

Whether you're a current federal employee or new to the federal government, your resume is the primary way for you to communicate your education, skills and experience.

Before you get started

Read the entire job announcement. Focus on the following sections to understand whether or not you qualify for the position. This critical information is found under:

  • Duties and Qualifications
  • How to Apply (including a preview of the assessment questionnaire, if applicable)
  • How You Will be Evaluated

Make sure you have the required experience and/or education before you apply. Hiring agencies use the job announcement to describe the job and the required qualifications, including:

  • Level and amount of experience

What to include in your resume

Federal jobs often require that you have experience in a particular type of work for a certain period of time. You must show how your skills and experiences meet the qualifications and requirements listed in the job announcement to be considered for the job.

Include important contact information

Don't forget to add current contact information. Most job applications require this information:

  • Phone number

Read the job opportunity carefully to make sure you have included all required contact information.

Include dates, hours, level of experience and examples for each work experience

For each work experience you list, make sure you include:

  • Start and end dates (including the month and year).
  • The number of hours you worked per week.
  • The level and amount of experience—for instance, whether you served as a project manager or a team member helps to illustrate your level of experience.
  • Examples of relevant experiences and accomplishments that prove you can perform the tasks at the level required for the job as stated in the job announcement. Your experience needs to address every required qualification.

Program Analyst GS-343-11 January 2009—Present 40 Hours/Week $63,000/Year

  • Experience/Accomplishment

Include volunteer work and roles in community organizations

Don't limit yourself to only including paid work experience. Include relevant volunteer work or community organizations roles that demonstrate your ability to do the job.

Use numbers to highlight your accomplishments

Use numbers, percentages or dollars to highlight your accomplishments—you can find this information in things like your performance reviews, previous job descriptions, awards and letters of recommendation.

When explaining your accomplishments:

  • Include examples of how you saved money, earned money or managed money.
  • Include examples of how you saved or managed time.
  • "Improved efficiency of document processing by 25 percent over the previous year".
  • "Wrote 25 news releases in a three-week period under daily deadlines".
  • "Managed a student organization budget of more than $7,000".
  • "Wrote prospect letter that has brought in more than $25,000 in donations to date".

These statements show in concrete terms what you accomplished.

More resume writing tips

Customize your resume.

You should tailor your resume to the job announcement rather than sending out the same resume for every job. Customizing your resume helps you match your competencies, knowledge, skills, abilities and experience to the requirements for each job. Emphasize your strengths and include everything you've done that relates to the job you're seeking. Leave out experience that isn't relevant.

Use similar terms and address every required qualification

Your experience needs to address every required qualification in the job announcement. Hiring agencies will look for specific terms in your resume to make sure you have the experience they're seeking.

For example, if the qualifications section says you need experience with “MS Project” you need to use the words ” MS Project” in your resume.

Organize your resume to make it easy to understand

You need to organize your resume to help agencies evaluate your experience. If you don't provide the information required for the hiring agency to determine your qualifications, you might not be considered for the job.

  • Use reverse chronological order to list your experience—start with your most recent experience first and work your way back.
  • Provide greater detail for experience that is relevant to the job for which you are applying.
  • Show all experiences and accomplishments under the job in which you earned it. This helps agencies determine the amount of experience you have with that particular skill.
  • Use either bullet or paragraph format to describe your experiences and accomplishments.
  • Use plain language—avoid using acronyms and terms that are not easily understood.

Hiring agencies often receive dozens or even hundreds of resumes for certain positions. Hiring managers quickly skim through submissions and eliminate candidates who clearly are not qualified. Look at your resume and ask:

  • Can a hiring manager see my main credentials within 10 to 15 seconds?
  • Does critical information jump off the page?
  • Do I effectively sell myself on the top quarter of the first page?

Review your resume before you apply

Check your resume for spelling and grammatical errors and have someone else, with a good eye for detail, review your resume.

Important facts about the federal hiring process

  • The federal government does have a standard job application. Your resume is your application.
  • Hiring agencies use the job announcement to describe the job and list the required qualifications and responsibilities.
  • After applying, the hiring agency uses the information in your resume to verify if you have the required qualifications stated in the job announcement.
  • Once the hiring agency has determined who is qualified, they may use other assessments such as interviews or testing to determine the best qualified applications.

Learn more about the federal hiring process .

Additional resources

  • What should I leave out of my resume?
  • How to build a resume
  • How to create a resume

Still need help?

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Writing a Federal Resume

Is your resume one page? That’s fine for a private sector job. Your government resume, however, will need to have more detail, and it’s likely to grow to about two to five pages.

Key Components of a Federal Resume

The best way to create a federal resume is to use the resume builder on the federal government’s jobs website, USAJOBS. The resume builder will guide you through the whole process. And you don’t have to stick with one. You can create a resume tailored to fit different positions you apply for. You can also create a searchable, master resume, so HR specialists can contact you if there’s an opportunity that fits your skills and experience.

Building a Federal Resume

Candidate Information A federal resume will ask your citizenship status and most, but not all, positions require you to be a U.S. citizen. You’re also asked if you’ve worked for the federal government before and if you qualify for veterans preference —that is, you’ve served on active duty in the Armed Forces.

Work experience Your resume should list all the relevant jobs you’ve held.

Required : Employer, location, title, start and end date, average hours worked per week, responsibilities and accomplishments for each job you list.

Optional : A supervisor(s) as a reference and salary, although not listing salary doesn’t exclude resumes from consideration.

Education Include information on the schools you attended and the relevant coursework you completed. Only list degrees from accredited schools, or programs that meet the Office of Personnel Management’s standards . Provide as much information as possible to support your case that you’re the best person for the job.

Required : Schools attended and degrees obtained.

Optional : Grade-point averages, relevant coursework, academic papers or projects, key presentations, honors received, other important accomplishments.

Optional Information

For the best shot at a position, provide as much pertinent information as possible in optional sections, including:

Job–related training 

This could include classes, seminars, coursework, certifications or training that relates to the skills and experience the position requires.

References 

Consider listing professional or personal references who can vouch for your character, work ethic and dependability—such as colleagues, classmates and mentors.

Language skills 

Include the languages you have experience in, and your level of proficiency.

Affiliations 

Use this to list professional associations, societies, clubs or other organizations you belong to and to highlight leadership roles and volunteer experiences you’ve had that relate to the position description.

Professional publications

If you’ve been published, include the outlets you’ve contributed to, the publication names and the date your submissions were published.

Additional information 

You can add other relevant information, including awards, leadership activities, public speaking engagements or volunteer experience. You can also add your availability, the type of work environment you seek and your desired location. Even if your interests and desires don’t match the position’s needs, your resume will stay in the running.

  • Federal Resumes Guide for USAJobs

Table of Contents

Introduction

USAJOBS.gov

Writing Strategies

Federal Resume Sample

Introduction to federal resumes.

Searching for a federal job can be a daunting task. The stringent guidelines for both the application process and the formatting of required materials, including the federal resume, can seem overwhelming to first-time applicants and seasoned professionals.

In this comprehensive guide, we will walk you through the key steps in the application process, including successfully navigating USAJOBS (the official job-search website of the US government), targeting vacancy postings, and crafting an effective resume that highlights your career accomplishments while aligning with federal resume-writing best practices.

How a Federal Resume Differs From a Private Industry Resume

The main differences between a federal resume and a private sector resume are the length of the resume and the detail involved. While a typical resume should be no more than two pages in length, a federal resume can extend to five pages or more. In addition, federal resumes require more details in regards to references, availability, and expanded job descriptions and accomplishments. Also, readers of your federal resume will be expecting certain stylistic attributes and exact phrasing that mirrors the language of vacancy postings on USAJOBS.gov.

Grade Levels: General Schedule (GS) & Senior Executive Service (SES)

In the federal job arena, there is a highly specific and expected career progression and salary roadmap referred to as the GS pay scale, ranging from GS-1 through GS-15. Applicants are required to meet clearly defined expectations for jobs at each level, and each progressive step includes a raise in salary:

  • GS-1 through GS-7: Entry-level positions – If you have recently entered the workforce and have at least a high school diploma and a few months of work experience, you qualify for positions up to GS-2. If you have more than a few months of general experience, you qualify for GS-3 and GS-4 levels. Following this (GS-5 and above), positions require at least 1 year of specialized experience to be considered. Graduates within a specific career field are eligible for GS-5 jobs and qualify for GS-7 if they attained certain grades, test scores, or other criteria while in college.
  • GS-8 through GS-12: Mid-level positions –  Jobs within this range typically require master’s degrees or a doctorate for GS-11 grades and beyond. In lieu of a degree, acceptable candidates can qualify with at least 12 months of experience at an equivalent grade level.
  • GS-13 through GS-15: Senior managers, high-level technical specialists, physicians –  Positions in this range are typically reserved for top professionals holding advanced degrees. Candidates must be able to demonstrate relevant job experience. At levels 14 and 15, the candidate is eligible to apply for a Senior Executive Service (SES) job.

SES & Executive Core Qualifications (ECQs)

SES roles represent executive-level positions across management and policy. These roles are classified above GS-15 in most Executive Branch agencies of the US government. These also represent the highest-level positions below presidential appointments. To qualify for an SES position, one must demonstrate alignment with five ECQs and their key components:

Federal Resumes - ECQ Table

As you’ll see, the questionnaire asks about certain abilities that the ideal candidate would possess that might not be spelled out in the job posting itself, so it’s important to identify these and leverage them in your federal resume.

In addition to specific phrasing of expected abilities and accomplishments, you will want to identify the KSAs that are specific to the position. USAJOBS makes this process easy by highlighting them at the bottom of a vacancy posting with the “How You Will Be Evaluated” section. Remember, these are expected to be written verbatim in a federal resume.

USAjobs - how you will be evaluated

After you have made a list of both the KSAs and phrases you need to incorporate into your federal resume, it’s time to start writing.

Strategies for Writing a Successful Federal Resume

Define Your Core Skills

With your list of KSAs and duty phrases in hand, ask yourself what five high-level responsibilities describe your current role in order to define the key knowledge, skills, and abilities you apply every day and how they align with the information you obtained from the vacancy posting. Once you have compiled this list, brainstorm about specific examples of achievements in these areas and how they support the position you’re applying to as well as its KSAs.

If you are making a transition from military service into civilian service, you will need to translate your experience and accomplishments to align with the language of the vacancy postings. Using the posting language and KSAs as a guide, consider how your accomplishments within the military reflect the skills and abilities required for the position. A good starting point for this information is your performance evaluations.

Formatting & Layout

As with a private industry resume, a federal resume is most impactful when it is organized and highly readable. A main point of difference between the two is that while a private resume can take many forms including functional or creative, the federal resume must be in the traditional reverse-chronological order covering the last 10 years.  Private sector resumes use succinct career highlights and bullets with few details, whereas federal resumes use full phrases, sentences, and paragraphs to cover the informative descriptions and extensive details that support the job qualifications. While a private sector resume is typically limited to 2 pages, a federal resume can average anywhere from 3 pages to 7 or more.

Stylistic Rules

As with private-sector resumes, some general stylistic rules apply to optimize the document:

  • Most jobs will have four to six paragraphs, and each should represent a KSA, if possible. “Communication skills” is the most common KSA.
  • Each resume should contain one paragraph on “Interpreting Regulations.”
  • Repetition aligning with job posting-specific phrasing is encouraged. If you did the work and have the skills, it’s acceptable to repeat these attributes throughout the resume. Avoid exact repetition, and paraphrase when possible.
  • Minimize using personal pronouns, and keep articles such as “an” or “the” to a minimum to optimize space.
  • KEYWORDS/CORE COMPETENCIES should be used to describe each duties paragraph and are in all caps. Nouns are preferred, but verbs can also be used if that is the language reflecting the vacancy posting.
  • Accomplishments should follow the STAR format (Situation, Task, Action, Result) for a general federal resume or the CCAR (Challenge, Context, Action, Result) format for ECQs within the SES resume.
  • Some job announcements will require the full date (mm/dd/yyyy) and salary, supervisor name and phone, and whether or not to contact. It’s important to note that federal resumes will not be considered if required information is missing.
  • Certificates usually go under Job-Related Training, but longer programs such as the Project Management Institute’s (PMI) Project Management Professional (PMP) certification will go under education.
  • Military, Soldier, Veteran, Marine, etc. are capitalized throughout the resume, which is reflective of Military AP Style.
  • All acronyms, except those that are obvious, should be spelled out. This is especially important to elucidate department or industry-specific jargon. Remember that it’s often HR that is reviewing your resume first, not a specialist within your field.
  • Font size and spacing should remain the same, except for paragraph spacing.
  • Jobs more than 10 years in the past will still be listed but will be presented in the Additional Information section, with the number of years listed instead of dates.

Contact Information & Career Summary

The federal resume presentation begins with your contact information. These details should match your profile on USAJOBS. Following this is the Career Summary which should be crafted to align your experience with the vacancy posting of interest. Also list your citizenship status, current employment status (federal or private sector), the highest GS level you have obtained (if applicable), and any security clearances you have.

If you don’t have the security clearance required by the position, make it known that you are aware of the requirement and are willing to obtain the necessary clearance. You can also use this space to describe any high-level awards you have received or technical skills that are relevant to your desired position. Again, while the private sector resume is intentionally two pages on average, federal resumes are more expansive and inclusive of details.

Federal Resume - summary and clearance

Following your summary and contact information is a section of bulleted areas of expertise. Again, focus on the keywords that align your strengths and abilities with the requirements outlined in the vacancy posting.

Federal Resume - technical skills

Work Experience

Next, outline your work experience for each agency in chronological order. The federal resume requires exact dates (month/year) of employment as well as hours worked per week and exact details of each position (Series, GS level, etc.). As stated previously, the federal resume is a chronological document that describes your work history in terms of an outline. This means that you should outline your progression of roles within that agency and follow the timeline with a skills-based resume-writing format. You will do this for each applicable agency.

Federal Resume - work experience

Next, use the list of duties and KSAs that you compiled from the vacancy posting as a template to describe how your career duties and accomplishments demonstrate your success in those areas. In this applicant’s case, the following phrases (among others) were listed on the vacancy posting:

  • Logistics and transportation
  • Provide oversight and guidance
  • Leverage knowledge of organizational development and culture
  • Team leader
  • Organize and direct teams
  • Interpret policy and regulations
  • Effective written and oral communication
  • Build professional working relationships

Looking at the example below, you can see how the resume entry has been customized to reflect these lists:

Federal Resume - KSA and duties

As with a private sector resume, you’ll notice the use of bulleted accomplishments to describe specific accomplishments related to the listed and described skills. These should describe both what you accomplished as well as how you did it.

You will go through this process with every agency within your career history, ensuring that you continue to frame your accomplishments and work history around the list of phrases and KSAs that you obtained from your review of the vacancy posting.

It is also customary to list your supervisors as references under each position in your job history. You should also specify whether the HR specialist reviewing your resume can contact them.

Additional Information

After outlining and describing your career history in a way that aligns with your desired position, you will list additional information that is important and relevant, including education, certifications, job-related training, professional affiliations, and publications. This is also where older employment information is listed without specific dates.

Federal Resume - education and training

Some higher-level applicants (in particular in the GS-14 and GS-15 range) have exhaustive lists of publications that would significantly lengthen the document. In this case, it is perfectly acceptable to present a selected list of representative publications.

More on SES Jobs

The SES level was established in 1978 as part of the Civil Service Reform Act to provide executive management of 75 federal agencies that are managed by the US Office of Personnel Management (OPM). As previously discussed, SES jobs represent the highest-level federal positions second to presidential appointments.

Although the same general rules of writing a strong federal resume apply, SES jobs have more expansive requirements for application. Depending on the vacancy posting, there are three kinds of SES applications:

  • Traditional Method: 10-page ECQs in the proper format, technical qualifications (TQs) separate, and federal resume.
  • Resume Only: 5-page traditional federal resume incorporating the five ECQs and, if relevant, TQs.
  • Accomplishment Record: Resume and narratives responding to specific guidance for each submission.

ECQS and TQs, like KSAs, must be listed verbatim in your documents. The same procedures apply to an SES resume as with a general federal resume, but the scope is larger and the requirements more specific. If the vacancy post you’re interested in requires the traditional method, you’ll need to craft both a traditional resume as well as a 10-page document outlining how your experience aligns with the five ECQs (and TQs if a technically oriented position).

Resume Builder Compatibility

Because some vacancy postings require resume submission via the Resume Builder, it’s important to format your document so that it can be easily converted to Resume Builder style. If you have followed the general federal resume-writing practices outlined in this guide, then the process of converting to a Resume Builder-friendly format is fairly straightforward. When drafting a federal resume, it’s recommended to have two versions ready to go: your traditional federal resume and a simpler document that is ready for the resume builder.

Resume Builder is a simple text-only interface, so it’s necessary to avoid any graphics or fanciful formatting that won’t translate well to the system. Text styling such as italics, bolding, underlining, or bullets also do not register with Resume Builder, so these will need to be adjusted when converting your document. Additionally, you will need to remove detailed information about each position that will need to be entered manually, such as employment dates, hours worked, and pay grade.

Federal Resumes - Resume Builder Style Tips

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Questions and answers

Where can i get help with writing my resume.

The FedsHireVets.gov website has a Resume Writing guide posted at

Resume Writing Participant Handout PDF .

USAJOBS.gov Help Center: Resume Creation Guide

How to Write a Federal Resume in 2024 [3 Free Templates]

Background Image

Creating a federal resume is a lot trickier than a conventional one.

For starters, you need to make it way more comprehensive (3-4 pages instead of the usual 1-2).

You also have to add very specific details, such as your GS rating, clearance, and more.

Want to learn how to create/build a federal resume the easy way?

  • What’s a Federal Resume & How Does It Differ From a Conventional One
  • How to Write a Federal Resume in 6 Easy Steps
  • How to Look for Federal Jobs

So, let’s get started.

What’s a Federal Resume?

A federal resume, as the name implies, is the type of resume you need to make in order to apply for US federal positions.

It is similar to the conventional resume in the way you describe your experiences. You include all the must-have sections in your resume, and describe your skills and past experiences.

There are, however, some differences from a conventional resume that make creating a federal one a bit trickier.

Federal Resume VS Conventional Resume - Key Differences

The differences between the two types of resumes are as follows:

federal resume differences

Sounds a bit complicated, right?

Worry not - once you’ve gotten the hang of it, writing a federal resume becomes a child’s play.

And you’re about to learn just how you can do that!

How to Write a Federal Resume [6 Easy Steps]

Step #1. start with a trusted format.

There are 3 typical resumes formats you can pick from:

  • Reverse-chronological: this one’s the standard and it lists your experiences from most recent to the oldest one.
  • Functional . This one doesn’t include work experiences and focuses solely on your skills.
  • Combination , a mix of the other 2 formats.

Since you’re making a federal resume, though, you need to go with a reverse-chronological format .

It’s the most common format in the US and is recognized by every single federal recruiter.

  • How Long Should a Federal Resume Be?

While a traditional resume is 1-2 pages max , the federal resume provides you with a LOT more freedom.

As we highlighted above, a federal resume includes a lot more detail than the conventional one. So, if you aim for 1-2 pages, you’ll just come off as lazy (and most likely unable to list all the information you need to land the job).

  • Which Format Should You Use ForYour Federal Resume?

Unless the job ad specifically asks for a specific format, we recommend you stick to PDF.

A PDF resume maintains its original formatting and will look just like you intended regardless of which computer you open it with.

The same, however, can’t be said for a Word resume format. 

  • Should I Use a Federal Resume Template?

Yep - if you use a resume template, your resume is going to be a lot more noticeable and at the same time, easier to create.

You can pick one of our hand-crafted CV templates and get started with yours in minutes!

federal resume template

Step #2. Include a Detailed Contact Information Section

Once you’ve picked your federal resume format, you should create a contact information section at the top of your resume.

That's where you include the typical information you’d put on a standard resume:

  • Phone Number
  • Email Address

For a federal resume, also include the following essentials:

  • Citizenship.
  • Mailing Address.
  • Highest GS Score. You can find yours here .
  • Veterans’ Preference (0, 5, or 10). Find yours here .
  • Disability. Learn more about this here .
  • Clearance (if any)
  • Desired Location (if relevant)

202-555-0101

[email protected]

Citizenship: United States

Desired Job Type: Security Specialist

Highest Federal Pay Grade: GS-10

Desired Location: US, Massachusetts

Step #3. Create an Attention-Grabbing Resume Summary

Federal or not, a resume summary is essential.

Picture this: you’re a hiring manager and you’ve got 1,000 resumes to go through for a single position.

Are you going to 1) go through them in detail , one by one, and read them cover to cover?

Or 2) glance through them , find the ones that are relevant and give them in-depth attention.

You’d probably pick #2 (and so do hiring managers).

This is exactly where the resume summary comes in.

A resume summary is a short, 2-4 sentence paragraph that goes right on top of your resume (under contact information). As the name implies, it’s used to quickly summarize your work experience and give the hiring manager a snapshot of your application.

If you get the resume summary right, then you can rest assured that the hiring manager is going to read your resume start-to-end.

Federal Resume Summary Example

A well-written federal resume summary contains the following information:

  • Your title & objective (i.e. the job you’re applying for)
  • 2-3 of your most noteworthy achievements or key responsibilities
  • 2-3 of your top skills
  • Your areas of expertise

Here is a real-life federal resume summary example:

  • Maintenance and Management professional with 10+ years of experience seeking the role of a Production Planning Manager. Past experience includes equipment maintenance and repair, policy enforcement, transportation coordination, and more. Seeking a GS-10 to a GS-11 position.

Step #4. List Your Past Work Experiences in Detail

Your work experience section is going to make or break your federal resume.

At the end of the day, this is what hiring managers really care about, while the rest of your resume is supposed to “support” this section.

Creating a convincing work experience section for a federal resume is a 2-parter:

First, you need to make sure that you include all the relevant work experience information.

Then, you need to present your path responsibilities and achievements in the most convincing way possible.

Let us teach you how to do both: 

What to Include in a Federal Resume Work Experience Section

For each entry in your work experience section, start off with the employment information. This includes:

  • Employer name
  • City & State
  • Hours Worked Per Week
  • GS Rating (If Relevant)
  • Supervisor’s Name
  • Supervisor’s Contact Information
  • Whether It’s OK to Contact Supervisor

Supervisory Security Specialist

National Nuclear Security Administration

04/2015 - Present

Washington, DC

Pay Grade: GS12

Average Hours Per Week: 40

Supervisor: Michelle Doe (202-555-0180)

Yes, you may contact the supervisor.

Then, in plain text or in bullet points, describe all your responsibilities and achievements right underneath each work experience.

If you had several roles for the same employer, bold out each role and put the corresponding responsibilities and achievements underneath.

Here, It’s important to note that you want to be as detailed as possible, compared to when compiling a conventional resume.

For the latter, you’d list out 4-6 bullets of your top achievements and responsibilities and call it a day. With a federal resume, you need to include more information.

  • Oversaw the Office of Defense Nuclear Security (DMS). Handled HR processes including classification, recruitment, training, workforce management, and more. Responsible for developing NNSA policies and guidance, as well providing guidance to NSSA headquarters, NNSA field organizations, and NSSA contract organizations.
  • Exceeded sales KPIs by 20% for 3 months in a row
  • Responsible for outbound cold calling, doing up to 100+ calls per day.

How to Write a Convincing Work Experience Section

Now, let’s talk about part 2:

How do you effectively communicate your past achievements and responsibilities?

The key here is to be as achievement-focused as possible.

Most job seekers, when writing about their past work experiences, tend to talk about their former responsibilities.

While this is OK (and will land you a job here and there), it doesn’t help you stand out much.

The hiring manager can probably figure out what your past responsibilities were - they’re hiring for your role, after all.

What they’re really interested to learn about you is how you excel compared to the rest of the job-seekers.

So, instead of saying:

  • Managed 3 projects from start to finish over the last year.
  • Helped implement a cutting-edge project management solution organization-wide, improving employee output by 20% for the year.

job search masterclass

Step #5. Add Your Educational History

Next up in the federal resume is your educational history.

This one’s pretty straightforward - all you need to do is mention the following:

  • College name
  • Type of degree
  • # of years attended (or semesters completed)

If specifically requested, you might also need to include the same information for your high school or GED.

Here’s what your education section would look like on your federal resume:

Bachelor of Science in Foreign Service

Boston University, Boston, MA 02215, United States

08/2014 - 05/2018

  • Major: International Relations
  • Minor: International Business
  • Graduated Magna cum laude

Step #6. Top It Off With Optional Sections

If you have space left on your resume, you can add some of the following common resume sections to help you stand out:

  • Awards & Accolades

Certifications

  • Professional Associations
  • Relevant Training
  • Volunteer Experience
  • Won first place in the Google Code Jam competition.
  • Certification of Professional Achievement in Data Science (2019)
  • English - Native
  • French - Intermediate

Technical Skills

Federal Job Search Resources

There are a ton of useful internet resources to help you get a job in the federal government. Here are some of our top favorites:

  • USA Jobs is the official government portal for federal jobs and careers.
  • Learn how, exactly, the US government hires candidates .
  • Discover the most in-demand government jobs here .
  • If you’re a non-citizen, learn everything there’s to know about government jobs .
  • If you’re looking for a job in a specific government agency, you can browse through the options here .
  • If you’re a student looking for a government job, go here for entry-level positions .
  • If you’ve served in the military, check out FedsHireVets.gov - it contains all the information you need about getting a federal job as a veteran.

And finally, in addition to USA Jobs, you can find federal work on the following websites:

  • Careers in Government
  • GovtJobs.com
  • CareerOneStop
  • GovernmentJobs.com

Other Federal Resume & Job Search Tips

At this point, your federal resume should be ready.

But before you go and start your job search, here are some of our top tips to help you succeed in landing your next job!

#1. Tailor Your Federal Resume to the Job

If you’re applying to several different types of jobs, make sure to tailor your resume to each of them.

A very common mistake job seekers make is that they create a single resume for dozens of positions.

This is effective at times, but it very rarely works for the type of job you’d LOVE to have.

So how do you tailor the resume? it’s pretty straightforward. Look up a job you’d like to apply for, and read the responsibilities and skills required in great detail.

federal job example

Then, cross-reference it with your resume.

In many cases, you’ll see that you DO have a lot of the required experiences , you just didn’t mention them because you didn’t have space, or because you thought other types of experiences were more important.

Now all you have to do is add the relevant information to your resume, and you’re good to go!

#2. Mind the Additional Documents

Federal positions will commonly ask you for additional documents other than your resume.

If you miss one, chances are, you’re going to get disqualified (even if you have the most eye-catching federal resume in the world).

So, carefully read about the job you’re applying for and ensure that you have all the right documents.

Some documents required for federal jobs include:

  • Cover letter
  • Academic transcripts

#3. Are You Still Struggling? Hire a Federal Resume Expert!

If you’re still struggling with building an effective federal resume, you can always hire an expert to give you a helping hand.

Check out some of the best career coaches in 2024 here.

Federal Resume FAQ

Do you still have some lingering questions on how to build an effective federal resume? We’ll answer them here!

1. What should I include in my federal resume?

In your federal resume, include the following sections:

  • Contact information
  • Resume summary
  • Work experience
  • Optional sections like skills, languages, etc.

2. What format should my federal resume follow?

Definitely reverse-chronological.

The other 2 resume formats (functional and combination) are nowhere near as popular and are more likely to ruin your chances to land the job if the hiring manager isn’t familiar with them.

3. Should I include my picture on my federal resume?

No , you should not include a picture in your federal resume .

You should also avoid adding any sensitive personal information (age, date of birth, marital status, religious affiliation, social security number, etc.), as well as links to any websites.

4. How long should my federal resume be?

Your federal resume should be around 4 to 6 pages long, as opposed to the conventional resume which is 1-2 pages.

The reason for this is that federal resumes require a lot more background information about you than the traditional ones.

Key Takeaways

Phew, that was a lot to take in!

Now, let’s recap all the key points we’ve covered about creating a federal resume:

  • A federal resume should be 4 to 6 pages long.
  • It should be very detailed and include all sorts of essential information, such as GS codes, citizenship, hours worked per week, and more.
  • In a federal resume, include the following sections: contact information, resume summary, work experience, education.
  • If you have additional space left, you can also add things like volunteering experience, certifications, skills, etc.

Related Resume Examples

  • Military Resume
  • Paralegal Resume
  • Career Change Resume

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Tips for Creating a Federal Resume

A resume is your ticket to a job.  It must do two things; qualify you for a job, and impress a hiring manager enough to offer you an interview.

In general there are two types/usages of resumes:

  • A private sector resume is typically limited to two pages, with concise information and plain language.  It includes bullet formatting that provides a brief synopsis of your work history.  This resume is preferred by many organizations that may not take or have the time to review a long comprehensive resume.  Recruiters may tell you that they prefer a private sector resume.  This type of resume is more commonly used when attending career fairs with no or very few federal agencies participating at the event.  Additionally, a private sector resume is popular with resume writing classes that are offered, many times at job fairs.  When competing for a federal job, a private sector resume limits your competitiveness against an applicant with a well-developed federal resume.  
  • A federal resume is typically several pages long with a high-level of detail and government keywords that demonstrates what knowledge, skills, and abilities you possess that align with the requirements listed in a federal job vacancy announcement.  This type of resume is more difficult to create and includes sentence and paragraph structure.  It requires you to read the job announcement closely to ensure the government keywords are included and addressed in your resume.

If you have multiple skills, it is advantageous to create more than one resume on USAJobs.gov.

General information on how to enhance your federal resume:

  • The easier a resume is to read and the more focused it is on the job vacancy requirements, the faster it is for human resources (HR) staff and hiring managers to evaluate and determine if you qualify for a position.  Remember to include the month and year of previous employment when listing your employment history.  
  • You should focus your qualifications on the knowledge, skills, and abilities and job requirements listed in the vacancy announcement and provide your professional background as it relates to the needs of the federal agency.  
  • Use titles or headings that match language found in the job announcement.  In the federal application process, a “one resume fits all” approach is not appropriate.  Employers often make quick decisions while scanning resumes.  Furthermore, your resume should highlight the most important and relevant information about your experiences, skills, and education that relate to the job.  
  • It is important to “civilianize” your resume while effectively communicating your military skills and education.  HR staff and hiring managers often have little or no experience in the military and may not be familiar with common military language.  Moreover, many standard military acronyms are also not understood and you should limit its use whenever possible.  Have someone who has no military experience read your resume, and if they have questions or do not understand something you have listed, chances are HR staff and hiring managers will have the same questions.  
  • Using numbers, statistics, and quantifiable data to describe achievements and skill sets can improve how well you compete for a position.  If you can demonstrate that you have saved an organization money, streamlined a process to increase production, or improved efficiencies in an operation, it is easier for a hiring manager to favorably rank you against other applicants.  Additionally, it enhances your resume when you can highlight significant accomplishments or show the impact you have had in a previous occupation.  
  • It is a common practice in the military, especially on evaluation or fitness reports, to make a list of the duties you perform and to use words such as responsible, assist, coordinate, etc.  However, consider using the power words and active verbs below to describe your accomplishments to convey your skills:

accomplished

administered

analyzed

contracted

created

directed

developed

drafted

established

improved

implemented

negotiated

7. Creating a federal resume can become more difficult if you have multiple skill sets that you need to exhibit.  To help develop your resume, research multiple federal job announcements that you believe you are qualified to apply for, review each one from start to finish, and make sure you note all of the requirements, duties, and responsibilities of the position.  Next, highlight the key words and sentences from each announcement and use a search engine (Bing, Google, Yahoo!, etc.) to request information on the job titles listed on the announcement (Program Analyst, Program Manager, Program Specialist, etc.).  This will provide you with generic information on the types of responsibilities that are common to that job title (usually in civilian terms).  Finally, compare the words and sections that you highlighted on each job announcement and the generic list from the search engine, and see if you have a large number of those items already listed in your resume.  If those words do not appear and you possess those skills, add them to your resume.  Remember, for a federal position you are trying to create a comprehensive, well-written resume that is relevant to the job.

8. Information that should not be identified on your resume:

  • College fraternities/sororities
  • Health status
  • Marital/family status
  • References (use “references available upon request” to ensure they are current)
  • Social Security numbers

FedSmith.com

3 Best Federal Resume Writing Services

These are three services that offer federal resume writing assistance.

Submitting a great resume is critical for being considered for a job, so you want to make sure yours is the best and stands out among other applicants. While resumes are requested for the majority of jobs, federal resumes are a bit different than those recruiters in the corporate sector are used to. If you’re looking to create a new federal resume or spruce up your existing one, the following three services are the best ones to get the job done. 

I determined this list of the best federal resume writers based on Google reviews, Trustpilot reviews, and most importantly, my own relationship with them. I’ve worked with each of them for over ten years and I know that they produce high-quality products for the most demanding professionals.

CareerProPlus

CareerProPlus is just one part of CareerPro Global Inc., which provides a broader spectrum of career assistance including onsite and web-based training. CareerProPlus can help anyone at any level in his or her career create solid resumes for any field ranging from writing to engineering and beyond. 

This service boasts a 99.6% customer satisfaction rate and has helped over 65,000 employees with their resumes since the group’s foundation in the mid-1980’s. The writers are highly trained and skilled, and there are writers who have expertise in all different fields of work. Some of them specialize in entry-level federal resumes, whereas there is a special “SES” (Senior Executive Service) team for those applying for an executive management position within the government. 

Many of the company’s clients are generated from referrals, meaning existing customers have been quite satisfied with their experience. Each resume is also processed through a Quality Management System and offers a “Five Point Guarantee” for each resume completed. The company offers sample resumes on its website so you can get an idea of what your resume may look like.  

Among others, CareerProPlus has obtained Certified Professional Resume Writer, Master Federal Resume Writer, and Master Military Resume Writer – Trainer certifications. The service guarantees customer satisfaction and may just be the right resource you need for your resume.

The service also offers traditional corporate resume writing, should you need both for any reason. Need a resume and need to update your LinkedIn profile as well? CareerProPlus has you covered, as a subset of the firm’s writers are experts in LinkedIn profile creation and updating. 

Expect the cost of a CareerProPlus resume to be well over $1000. But if you consider this expense to be an investment in your earning power, which it is, it seems much more justifiable. Everyone’s specific situation will be different depending on what is needed, so prospective customers must reach out for a quote for pricing and turnaround time. Even if you choose to write your own federal resume, CareerProPlus’s website has some great tips and guidance on everything from what to include to the complicated format – all for free. 

Great Resumes Fast

Great Resumes Fast was founded by Jessica H. Hernandez, who previously worked as a recruiter. Her idea for the service came when she looked at the resume of an applicant she immediately knew was perfect for the job and was “shocked” at how inadequate it was. The team is made up of around a dozen writers, meaning you get personalized attention from whoever is assigned to work on your federal resume. Of course, the company links applicants with writers knowledgeable in the relevant fields.  

Personalized Resume Rewrite

Great Resumes Fast offers three different services to customers. These include the Personalized Resume Rewrite, which costs between $895 and $1,195. Included in this option is an interview lasting between 60 and 90 minutes in which the writer will discuss an applicant’s work and education history as well as future goals and job-specific information that will be useful in writing a successful federal resume. 

Finished resumes are provided in three different formats: Microsoft Word, PDF, and ATS-optimized. This is extremely useful, as different application portals have different formatting requirements and having these three formats eliminates the need to tweak resumes to conform to the required format. Federal resumes are provided within three to five days, and customers are allowed unlimited communications with their writers as well as two rounds of resume revisions, if desired. 

360-Degree Personal Brand Makeover

The second tier of resume writing offered by Great Resumes Fast is the 360-Degree Personal Brand Makeover option. This costs between $1,495 and $1,895 and includes everything the Personalized Resume Rewrite option does. However, also included are a new or refreshed LinkedIn profile and a cover letter, which can also be challenging to write. This tier also offers a so-called “Hidden Job Market Job Search Guide,” which allows access to “90% of positions never posted online.” This is reportedly a $39 dollar value. 

C-Level Job Search Alignment 

Looking for a C-Suite level job within the federal government (SES position)? Great Resumes Fast also offers its third tier, the C-Level Job Search Alignment option, which is perfect for that. Including everything in the 360-Degree Personal Brand Makeover package, for between $2,199 and $2,999, users also get a personalized thank you letter to send hiring managers, a professional biography, a value proposition letter, and an example elevator pitch and template. 

Ultimately, Great Resumes Fast provides users with quick and personalized resume-writing assistance that can get you the federal job you are seeking. To get started, get your personalized plan for a resume that stands out. And if you mention referral code “JobGoRound”, you’ll get a 5% discount.

TopResume is another website you may want to explore when looking to make a new federal resume or update your current federal resume. The company’s website states that 38% of its users have a higher likelihood of making contact with recruiters and have a 40% higher chance of getting the jobs they apply for.

TopResume has writers from over 65 industries, which include “certified career coaches, recruiters, and experienced hiring professionals.” Users get matched with a writer who specializes in the field applicants are in, and they then discuss what their goals for their federal resumes are. 

Similar to Great Resumes Fast, TopResume offers three pricing tiers. The first is the Starter – Professional Growth package, which costs $149 and offers professional federal resumes that are formatted and keyword-optimized in order for them to make it through the federal government’s applicant tracking system, which may otherwise eliminate resumes from the applicant pool so they are never seen by hiring managers. 

The Premium – Career Evolution package costs $219 and offers everything the Starter package does but also includes a cover letter as well as a guarantee that users will land an interview within 60 days. The Ultimate – Executive Priority package, which is priced at $349, includes everything in the Premium package but also provides a writer from the “top 10%” of the company’s writers as well as a “LinkedIn makeover.” 

Conclusion 

If you’re looking to use one of the best resume writing services for your next federal job, any of the three companies listed above may help you get more interviews so you can land a great career. All three have great reputations and provide continuous communications and fast turnaround times. Hiring a professional resume writer is not cheap, but most people consider theexpense well worth since you’ll be likely to get a better job faster than you could if you write your resume yourself. 

About the Author

Jason Kay is a professional resume writer and regular contributor to KSADoctor.com , a professional federal resume service  and repository of sample KSA statements .

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Federal Resume Writing Service

Federal resumes don’t follow the same rules as ones for other industries. To stand out, you’ll need to follow specific requirements and guidelines for government applications. Luckily, our seasoned federal resume writers are experts in navigating these intricacies. They understand the precise tone, template, layout, and terminology needed to ensure your resume meets all government standards and positions you as the outstanding candidate you are.

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Very impressed with how it was worded and put together.

I’ve written an enormous amount of evaluations for my guys in the military, and thought I could put the right words down that would accurately describe what I can offer an employer. I struggled to the point of a mental block, but TopResume was able to do it in a short amount of time! I was so impressed that I purchased a federal resume to cover all my bases.

Eric Heuerman

Top Resume vs Government "Expert" Resume writer

I am an older person, trying to return to work, after a workplace injury. I was sent by by Federal Government employer to a "resume expert", and in two years, I have not received one job interview. I submitted the same resume to "TopResume" and they gave me 5 detailed pages as to how I could correct "the government expert's" resume. I found that very useful and are going to pay for their services to re-write mine. Thank you

Trish Andrew

I plan on investing in this service.

Going into this I knew my resume needed a lot of work, since I've only had experience writing resumes for military/federal jobs that have clear cut instructions on content and style. That being said, I love the fact that the turnaround on the review only took about 36-48hrs and was extremely detailed/broken down. Emily's review felt personal, as in she takes pride in it not the "just a job" mindset. And, not only did they do the review free, they give you tips on how to fix it yourself. Lastly, the review wasn't bombarded with ads/links for their services (which I believe are very reasonably priced for the investment). Thank you TopResume and Emily.

Rewriting a Federal Employee Resume for the Private Sector

I work for the federal government and needed a resume to transition to the private sector. In a federal government resume, one has to list everything. Top Resume. My resume write, Jenna, within 25 hours provided me with a two-page resume that captured my last 15 years of federal service. My resume know has impactful and "achiever" language, especially since I have been with the same employer for over 10 years. However, I have held different roles. Jenna and I went through 2-3 minor iterations of my resume. When I showed my resume to friends in the private sector, they liked the formatting, layout, language, and that it is all of two pages.

Excellent work on a Federal resume

Excellent work on a Federal resume and working knowledge of the Federal hiring process.Very fast turnaround.

Excellent job!

My writer Mark D. did an excellent job with everything! Very detailed and listened to all my requests. Excellent job, he really knows today’s resume style formats, for both standard and federal formats. He also did my LinkedIn profile very nicely and professionally. He was very professional. Highly recommend him! Thank you Top Resume for all your help and service for a job well done!

My federal resume is much better

Bill did a great job on my federal resume. It looks and reads much better than the previous format.

Larry Ruffin

Federal Resume

Federal Resume. I had a federal Resume done through Top Resume, and I must say, at first I was a little iffy about whether or not they could up me with a Federal Resume for Criminal Investigative Roles. But I must say, I was highly impressed with the work and Resume that I received. Not only was It precisely what I was looking for and needed, but anytime I had questions or concerns, my email's where always answered swiftly. I recommend Top Resume to anyone who has a hard time with trying to get their Resume to sound professional, is not for sure where to start when it comes to a Resume, or just want's a leg up when it comes to Resumes. These people are awesome!

Best Resume Writers!!!

Was able to get a great federal resume written by a top notch expert that was able to translate all my US Navy experience, training, evaluations and awards into terms that makes it easier for hiring officials to understand. First company that I used my Top Resume called within days. Would recommend again!

Elvin Matos Rodriguez

Great product, surprised me with the results.

I am 62 years old with 35 great years at one company so my resume certainly needed rehabilitation to promote my current skills. Top Resume did what they advertised. I consider myself a good writer but I was not getting traction. Bobbye T made it stellar using current formats required by digital readers. I used the services for both the Standard resume as well as the Federal resume (significantly different requirements) and immediately I was receiving contacts for good jobs and no more "rejections" at the first screen in the Federal hiring process. I had a very good experience even though it took a couple days to get connected with my writer.

Robert Koop

Comprehensively convey the value you can bring to a government agency, with a professionally written federal resume .

Our writers skillfully highlight your abilities while meeting all the strict standards of government agencies. They’ll make your resume rise above the rest by:

Creating a robust, keyword-rich selection of your top achievements

Complying with crucial government agency requirements.

Applying Category Ranking: strategically organizing information to improve visibility and impact.

What we do

How it works

Meet your match 

We’ll hand-pick your ideal writing partner based on your specific situation.

Define your goals  

Together, you and your writing partner will review your job search goals—this will help mold your resume to the jobs you’re applying for.

Start your journey

Your federal resume writer will send you your polished, proofread, and perfected resume—ready to be shared with potential employers.

Did you know?

A standard resume won’t cut it when applying to a job in the federal field..

Certain government resources offer specific templates to use during the application process for a federal job. If you deviate from these templates,  you risk losing out to a candidate who applied properly . Not to mention, the process itself is pretty complex.

Many career coaches recommend having a professional resume writer create the documents for you, as they stay up-to-date with training regarding the federal job application process. So,  simplify your job search  and  ensure that every application you submit counts , with a professionally written resume optimized for the federal position you are targeting.

Get a Federal resume for only $199!

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Who are the TopResume writers?

help with my federal resume

Senior Resume Writer

4+ years of experience, bachelor of arts in humanities and classical studies.

Billie is a passionate writer whose mission is to write impactful resumes to support career growth, evolution, and transition targets. Billie’s love of the written word spans her entire life, and she enjoys utilizing that passion to empower successful career transitions.

help with my federal resume

10+ years of experience

Master of arts in english.

Traci has a Master of Arts in English and has been writing since middle school. After spending several years in marketing, she used her writing skills and corporate knowledge to help job seekers put their best foot forward and achieve their career goals.

help with my federal resume

15+ Years of Experience

Bachelor of arts in english and business writing.

Jeremy has helped 6K+ clients gain the confidence to apply for and get their dream jobs. His educational background in English and business writing and dedication to supporting clients’ needs inspire him to deliver top-tier career support.

About Our Services

How is a federal resume different?

Federal resumes differ from standard ones in the following ways: 1. They require more detail and are often much longer than standard resumes. They include information about a candidate’s job series, grade level, duties, responsibilities, and accomplishments. 2. Federal resumes use keywords and Knowledge, Skills, and Abilities (KSA) statements. These statements address competencies and are what federal agencies use to evaluate candidates. 3. Depending on the job, information about your security clearances (specifying the level and granting agency) may be required. This information is especially relevant for jobs where you will have access to classified information. 4. Federal resumes require thorough details on your education, including the school's name, city, state, ZIP code, major, and type of degree received.

How do I collaborate with my federal resume writer?

Our government resume writing service will match you with a writer based on your situation and job-seeking goals. Once matched, you two will go into more detail about the jobs you’ll be applying for and your work history. Then, your writer will get to work crafting your resume. Once you’ve reviewed it and are happy with the results, they will send you the polished document. From there, you’re ready to apply to your next great position!

What is the free resume review?

At TopResume , we know what recruiters, hiring managers, and potential employers are looking for. Our free resume review, puts this knowledge into action and assesses how your document would perform in today’s job market. This service provides: 

Free, confidential, personalized evaluation from trusted experts

Objective feedback on layout, language and how well your resume communicates your skills and expertise

Personalized recommendations on how to strengthen resume

Upload your resume for a free personalized expert review within two business days.

Does every job seeker need professional resume -writing services?

No, not everyone needs professional help with their resume . That’s why our resume experts will review your resume; to determine whether it’s correctly formatted and successfully showcases your skills. If your resume is already in good shape, we will be sure to let you know!

Does TopResume provide additional job-search services?

In addition to resumes, we professionally write cover letters and  LinkedIn profiles . For help with interviews, we now also offer  TopInterview , which provides proven strategies and customized interview coaching from the best in the industry. TopResume is brought to you by Career.io , where you can find a full spectrum of job-search services and career-advancing tools.

What is Affirm?

TopResume has partnered with Affirm to offer our customers the option of paying over three, six, or 12-month periods with rates from 0% to 36% APR. For example, on a $349 purchase, you may pay $31.50 a month for 12 months with a 15% APR. Make sure to check and see if you qualify! Click on the following link if you want to know more about Affirm .

Let us tell your best career story.

TopResume is the largest resume-writing service in the world. Our writer network is made up of certified career coaches, recruiters, and professionals with expertise in more than 65 industries. So, we can match you with the perfect writer to determine how to best tell your career story.

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Writing a Federal Resume

  • Learn important facts about the federal hiring process
  • Understand how tailoring your resume to the job announcement helps you in the hiring process
  • Learn what elements to focus on when reviewing a job description for a federal position

RESOURCES: Plain Language Action and Information Network | https://www.fedshirevets.gov/” target=”_blank” rel=”noopener noreferrer”>Feds Hire Vets

Military Spouses in the Workplace 2017

Understanding the impacts of spouse employment on military recruitment, retention, and readiness.

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Industry panel discussion with reps from Boeing, Huntsville Hospital, Huntsville Utilities, and Toyota Motor Manufacturing Alabama.

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Learn how career coaches can help military spouses clarify their career goals Understand who qualifies for services

  • Federal Resume Example

Resume Examples

  • Common Tasks & Responsibilities
  • Top Hard & Soft Skills
  • Action Verbs & Keywords
  • Resume FAQs
  • Similar Resumes

Common Responsibilities Listed on Federal Resumes:

  • Conduct research and analysis on federal policies and programs to provide recommendations and guidance to senior officials.
  • Develop and implement strategic plans and initiatives to support the agency's mission and goals.
  • Manage and oversee the budget and financial resources of the agency, ensuring compliance with federal regulations and guidelines.
  • Coordinate and collaborate with other federal agencies, stakeholders, and partners to promote interagency cooperation and achieve common objectives.
  • Draft and review reports, memos, and briefing materials for senior officials, providing accurate and timely information on key issues and developments.
  • Monitor and evaluate the effectiveness and impact of federal programs and initiatives, identifying areas for improvement and implementing necessary changes.
  • Represent the agency in meetings, conferences, and public events, advocating for the agency's interests and promoting its mission and objectives.
  • Develop and maintain relationships with key stakeholders, including Congress, industry representatives, and advocacy groups, to gather input and support for agency initiatives.
  • Lead and manage teams of staff members, providing guidance, mentoring, and support to ensure the successful completion of projects and tasks.
  • Stay informed about current trends, best practices, and emerging issues in the federal sector, attending conferences and professional development opportunities to enhance knowledge and skills.
  • Prepare and deliver presentations to internal and external audiences, effectively communicating complex information in a clear and concise manner.
  • Ensure compliance with federal laws, regulations, and policies, conducting audits and reviews to identify and address any potential issues or violations.

Speed up your resume creation process with the AI-Powered Resume Builder . Generate tailored achievements in seconds for every role you apply to.

Federal Resume Example:

  • Conducted in-depth research and analysis on federal policies and programs, providing senior officials with actionable recommendations that resulted in a 15% increase in program effectiveness and cost savings of $1 million.
  • Developed and implemented a comprehensive strategic plan to align agency initiatives with organizational goals, resulting in a 10% improvement in mission performance and recognition from senior leadership for exceptional strategic leadership.
  • Led a cross-agency collaboration effort, fostering interagency cooperation and achieving common objectives, which led to the successful implementation of a joint program resulting in a 25% increase in program impact and visibility.
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IRS enters next stage of Employee Retention Credit work; review indicates vast majority show risk of being improper

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Highest-risk claims being denied, additional processing to begin on low-risk claims; heightened scrutiny and review continues as compliance work tops $2 billion; IRS will consult with Congress on potential legislative action before making decision on future of moratorium

IR-2024-169, June 20, 2024

WASHINGTON — Following a detailed review to protect taxpayers and small businesses, the Internal Revenue Service today announced plans to deny tens of thousands of improper high-risk Employee Retention Credit claims while starting a new round of processing lower-risk claims to help eligible taxpayers.

“The completion of this review provided the IRS with new insight into risky Employee Retention Credit activity and confirmed widespread concerns about a large number of improper claims,” said IRS Commissioner Danny Werfel. “We will now use this information to deny billions of dollars in clearly improper claims and begin additional work to issue payments to help taxpayers without any red flags on their claims.”

“This is one of the most complex credits the IRS has administered, and we continue to ask taxpayers for patience as we unravel this complex process,” Werfel added. “Ultimately, this period will help us protect taxpayers against improper payouts that flooded the system and get checks to those truly eligible.”

The review involved months of digitizing information and analyzing data since last September to assess a group of more than 1 million Employee Retention Credit (ERC) claims representing more than $86 billion filed amid aggressive marketing last year.

During this process, the IRS identified between 10% and 20% of claims fall into what the agency has determined to be the highest-risk group, which show clear signs of being erroneous claims for the pandemic-era credit. Tens of thousands of these will be denied in the weeks ahead. This high-risk group includes filings with warning signals that clearly fall outside the guidelines established by Congress.

In addition to this highest risk group, the IRS analysis also estimates between 60% and 70% of the claims show an unacceptable level of risk. For this category of claims with risk indicators, the IRS will be conducting additional analysis to gather more information with a goal of improving the agency’s compliance review, speeding resolution of valid claims while protecting against improper payments.

At the same time, the IRS continues to be concerned about small businesses waiting on legitimate claims, and the agency is taking more action to help. Between 10% and 20% of the ERC claims show a low risk. For those with no eligibility warning signs that were received prior to the last fall’s moratorium, the IRS will begin judiciously processing more of these claims.

The IRS anticipates some of the first payments in this group will go out later this summer. But the IRS emphasized these will go out at a dramatically slower pace than payments that went out during the pandemic period given the need for increased scrutiny.

As the additional IRS processing work begins at a measured pace, other claims will begin being paid later this summer following a final review. This additional review is needed because the submissions may have calculation errors made during the complex filings. For those claims with calculation errors, the amount claimed will be adjusted before payment.

The IRS also noted that generally the oldest claims will be worked first, and no claims submitted during the moratorium period will be processed at this time.

No additional action needed by taxpayers at this time; await further notification from the IRS

The IRS cautioned taxpayers who filed ERC claims that the process will take time, and the agency warned that processing speeds will not return to levels that occurred last summer. Taxpayers with claims do not need to take any action at this point, and they should await further notification from the IRS. The agency emphasized those with ERC claims should not call IRS toll-free lines because additional information is generally not available on these claims as processing work continues.

“These complex claims take time, and the IRS remains deeply concerned about how many taxpayers have been misled and deluded by promoters into thinking they’re eligible for a big payday. The reality is many aren’t,” Werfel said. “People may think they are on safe ground, but many are simply not eligible under the law. The IRS continues to urge those with pending claims to use this period to review the guideline checklist on IRS.gov, talk to a legitimate tax professional rather than a promoter and use the special IRS withdrawal program when there’s an issue.”

Werfel also cautioned taxpayers to be wary of promoters using today’s announcement as a springboard to attract more clients to file ERC claims.

“The whole world has changed involving Employee Retention Credits since the deepest days of the pandemic,” Werfel said. “Anyone applying for this credit needs to talk to a trusted tax professional and closely review the eligibility requirements, not someone playing fast and loose and trying to make a fast buck off well-meaning taxpayers. People need to be cautious of promoters trying to take advantage of today’s announcement to drive more business. People should remember the IRS continues to be very active in our compliance lanes on Employee Retention Credits.”

Steps taken since September 2023 when processing moratorium on new ERC claims began

During the ERC review period, the IRS continued to process claims received prior to September 2023. The agency processed 28,000 claims worth $2.2 billion and disallowed more than 14,000 claims worth more than $1 billion.

The ERC program began as a critical effort to help businesses during the pandemic, but the program later became the target of aggressive marketing well after the pandemic ended. Some promoter groups may have called the credit by another name, such as a grant, business stimulus payment, government relief or other names besides ERC or the Employee Retention Tax Credit (ERTC).

To counter the flood of claims being driven by promoters, the IRS announced last fall a moratorium on processing claims submitted after Sept. 14, 2023, to give the agency time to digitize information on the large study group of nearly 1 million ERC claims, which are made on amended paper tax returns. The subsequent analysis of the results during this period helped the IRS evaluate next steps, providing the IRS valuable information to change the way the agency will process ERC claims going forward.

The findings of the IRS review confirmed concerns raised by tax professionals and others that there was an extremely high rate of improper ERC claims.

The claims followed a flurry of aggressive marketing and promotions last year that led to people being misled into filing for the ERC. After the moratorium was put in place on Sept. 14, the IRS has continued to see ERC claims continuing to come in at the rate of more than 17,000 a week, with the ERC inventory currently at 1.4 million.

In light of the large inventory and the results of the ERC review, the IRS will keep the processing moratorium in place on ERC claims submitted after Sept. 14, 2023. The IRS will use this period to gather additional feedback from partners, including Congress and others, on the future course of ERC.

“We decided to keep the post-September moratorium in place because we continue to be concerned about the substantial number of claims coming in so long after the pandemic,” Werfel said. “These claims are clogging the system for legitimate taxpayers. We worry that ending the moratorium might trigger a gold rush by aggressive marketers that could lead to a new round of improper claims, which would be a bad result for taxpayers or tax administration. We will use this time to consult with Congress and seek additional help from them on the ERC program, including potentially closing down new claims entirely and seeking an extension of the statute of limitations to allow the agency more time to pursue improper claims.”

Special IRS Withdrawal Program remains open for those with unprocessed ERC claims

Given the large number of questionable claims indicated by the new review, the IRS continues to urge those with unprocessed claims to consider the special IRS ERC Withdrawal Program to avoid future compliance issues.

Businesses should quickly pursue the claim withdrawal process if they need to ask the IRS to not process an ERC claim for any tax period that hasn’t been paid yet. Taxpayers who received an ERC check — but haven’t cashed or deposited it — can also use this process to withdraw the claim and return the check. The IRS will treat the claim as though the taxpayer never filed it. No interest or penalties will apply.

With more than 1.4 million unprocessed ERC claims, the claim withdrawal process remains an important option for businesses who may have submitted an improper claim.

IRS compliance work tops $2 billion from Voluntary Disclosure Program, withdrawal process, disallowances

The IRS also announced today that compliance efforts around erroneous ERC claims have now topped more than $2 billion since last fall. This is nearly double the amount announced in March following completion of the special ERC Voluntary Disclosure Program (VDP), which the IRS announced led to the disclosure of $1.09 billion from over 2,600 applications. The IRS is currently considering reopening the VDP at a reduced rate for those with previously processed claims to avoid future compliance action by the IRS.

Compliance work on previously processed ERC claims continue, and work continues on a number of efforts to counter questionable claims:

  • The ongoing claim withdrawal process for those with unprocessed ERC claims has led to more than 4,800 entities withdrawing $531 million.
  • The IRS has determined that more than 12,000 entities filed over 22,000 claims that were improper and resulted in $572 million in assessments. This initial round of letters covers Tax Year 2020. Thousands more of these letters are planned in coming months to address Tax Year 2021, which involved larger claims. Congress increased the maximum ERC from $5,000 per employee per year in 2020, to $7,000 per employee for each quarter of the year in 2021.
  • More than 2,600 applications for the special ERC Voluntary Disclosure Program (VDP) , which ended in March, disclosed $1.09 billion.

The IRS is currently assessing whether to reopen the special ERC Voluntary Disclosure Program to help taxpayers get into compliance on paid claims and avoid future IRS compliance action, including audits. If the program reopens, the IRS anticipates the terms will not be as favorable as the initial offering that closed in the spring. A decision will be made in coming weeks.

The IRS also reminded those with pending claims or considering submitting an ERC claim about other compliance actions underway:

Criminal investigations: As of May 31, 2024, IRS Criminal Investigation has initiated 450 criminal cases, with potentially fraudulent claims worth nearly $7 billion. In all, 36 investigations have resulted in federal charges so far, with 16 investigations resulting in convictions and seven sentencings with an average sentence of 25 months.

Audits: The IRS has thousands of ERC claims currently under audit.

Promoter investigations: The IRS is gathering information about suspected abusive tax promoters and preparers improperly promoting the ability to claim the ERC. The IRS’s Office of Promoter Investigations has received hundreds of referrals from internal and external sources. The IRS will continue civil and criminal enforcement efforts of these unscrupulous promoters and preparers.

Help for businesses with eligibility questions and those misled by promoters

Some promoters told taxpayers every employer qualifies for ERC. The IRS and the tax professional community emphasize that this is not true. Eligibility depends on specific facts and circumstances. The IRS has dozens of resources to help people learn about and check ERC eligibility and businesses can also consult their trusted tax professional . Key IRS materials to help show taxpayers if they have a risky ERC claim include:

  • ERC Eligibility Checklist (interactive version and a printable guide PDF ) includes cautions about common areas of misinformation and links to facts and examples.
  • 7 warning signs ERC claims may be incorrect outlines tactics that unscrupulous promoters have used and why their points are wrong.
  • Frequently asked questions about the Employee Retention Credit includes eligibility rules, definitions, examples and more.
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HHS Announces Cost Savings for 64 Prescription Drugs Thanks to the Medicare Rebate Program Established by the Biden-Harris Administration’s Lower Cost Prescription Drug Law

Under President Biden’s Inflation Reduction Act, some people with Medicare will pay less for some Part B drugs if the drug’s price increased faster than the rate of inflation.

The U.S. Department of Health and Human Services (HHS), through the Centers for Medicare & Medicaid Services (CMS), today announced that some Medicare enrollees will pay less for 64 drugs available through Medicare Part B. The drugs will have a lowered Part B coinsurance rate from July 1, 2024 – September 30, 2024, since each drug company raised prices faster than the rate of inflation.  Over 750,000 people with Medicare use these drugs annually, which treat conditions such as osteoporosis, cancer, and infections. White House Domestic Policy Advisor Neera Tanden will announce the cost savings on these life-saving drugs in a keynote address on the Biden-Harris Administration’s focus on lowering costs today at the Center for American Progress.

“Without the Inflation Reduction Act, seniors were completely exposed to Big Pharma’s price hikes. Not anymore. Thanks to President Biden and the new Medicare inflation rebate program, seniors are protected and benefitting from lower Part B drug costs,” said White House Domestic Policy Advisor Neera Tanden. “The Biden-Harris Administration will continue fighting to bring down the cost of health care and prescription drugs for all Americans.”

“President Biden’s Medicare prescription drug rebate program is putting money back in the pockets of seniors and people with disabilities, said HHS Secretary Xavier Becerra. “President Biden made lowering prescription drug costs for Americans a top priority, and he is delivering on that promise. Our work is not complete, and we will continue to fight for lower health care costs for all Americans.”

Please find soundbites from HHS’ Chief Competition Officer, Stacy Sanders, here .

Because of President Biden’s lower cost prescription drug law, the Inflation Reduction Act, which established the Medicare Prescription Drug Inflation Rebate Program, some people with Medicare who use these drugs during this time period may save between $1 and $4,593 per day.

“Everyone should be able to afford their medication, and the Inflation Reduction Act continues to deliver on this goal to improve affordability,” said CMS Administrator Chiquita Brooks-LaSure. “Discouraging drug companies from price increases above the rate of inflation is a key part of this effort, and CMS continues to implement the law to bring savings to people with Medicare.”

Padcev, a medication used to treat advanced bladder cancer, is an example of a prescription drug with a price that has increased faster than the rate of inflation every quarter since the Medicare Part B inflation rebate program went into effect, resulting in lowered Part B coinsurances for seniors and others with Medicare. A beneficiary taking Padcev as part of their cancer treatment may have saved as much as $1,181 from April 1, 2023 through March 31, 2024, depending on their coverage and course of treatment. Another example, Crysvita, treats a rare genetic disorder that causes impaired growth, muscle weakness, and bone pain. A beneficiary taking Crysvita may have saved as much as $765 from July 1, 2023 through March 31, 2024 depending on their coverage and course of treatment.

The Medicare Prescription Drug Inflation Rebate Program is just one of the Inflation Reduction Act’s prescription drug provisions aimed at lowering drug costs. In addition to this program, the law expanded eligibility for full benefits under the Low-Income Subsidy program (LIS or “Extra Help”) under Medicare Part D at the beginning of this year. Nearly 300,000 people with low and modest incomes are now benefiting from the program’s expansion. A comprehensive public education campaign is underway to reach the more than three million people who are likely eligible for the program but not yet enrolled.

In addition, as of January 1, 2024, some people enrolled in Medicare Part D who have high drug costs have their annual out-of-pocket costs capped at about $3,500. In 2025, all people with Medicare Part D will benefit from a $2,000 cap on annual out-of-pocket prescription drug costs.

The Inflation Reduction Act requires drug companies to pay rebates to Medicare when prices increase faster than the rate of inflation for certain drugs. CMS intends to begin invoicing prescription drug companies for rebates owed to Medicare no later than fall 2025. The rebate amounts paid by drug companies will be deposited in the Federal Supplementary Medical Insurance Trust Fund, which will help ensure the long-term sustainability of the Medicare program for future generations.

For more information on the Medicare Prescription Drug Inflation Rebate Program visit, https://www.cms.gov/inflation-reduction-act-and-medicare/inflation-rebates-medicare

To view the fact sheet on the 64 Part B drugs with a coinsurance reduction for the quarter July 1, 2024 – September 30, 2024, visit, https://www.cms.gov/files/document/reduced-coinsurance-certain-part-b-rebatable-drugs-july-1-september-30-2024.pdf

More information and helpful resources about the Inflation Reduction Act and how it is helping to lower costs for people with Medicare can be found at LowerDrugCosts.gov .

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  • Student Loans

Biden Student Loan Forgiveness FAQs: The Details, Explained

Kat Tretina

Updated: May 6, 2024, 4:56am

Biden Student Loan Forgiveness FAQs: The Details, Explained

Student loan borrowers can now apply for the Biden administration’s new income-driven repayment (IDR) plan online. The Department of Education has launched a beta website for its Saving on Valuable Education (SAVE) plan.

SAVE is expected to significantly reduce the monthly payments of many low- and middle-income borrowers and provide a shorter path to loan forgiveness.

SAVE will be rolled out in stages, and all program features won’t be active until 2024. But the application for SAVE is now open, allowing the Department of Education to refine its processes before the program’s official launch.

When applying, you will be able to select the option for your loan servicer to place you on the plan with the lowest monthly payment, which will usually be SAVE, according to the website.

“If you submit an IDR application now, it will be processed and will not need to be resubmitted,” the department said on its website. “The application may be available on and off during this beta testing period. If the application is not available, try again later.”

If you apply this summer, your application will be processed in time for your first due date when payments resume this fall, according to the site.

President Joe Biden’s Student Loan Forgiveness Update

What happened to biden’s student loan forgiveness program.

The beta site is being unveiled about a month after the Supreme Court rejected President Joe Biden’s one-time $441 billion debt relief program.

Under that initiative, borrowers who earned less than $125,000 ($250,000 for married couples) would have been able to qualify for forgiveness of up to $10,000 of outstanding federal loans. Borrowers who received Pell Grants to pay for part of their education could have been eligible for up to $20,000 of loan forgiveness.

Following the Supreme Court ruling, the Department of Education is prohibited from forgiving any federal loans under this program.

Who qualifies for student loan forgiveness?

After the Supreme Court struck down the forgiveness plan, the Biden administration set up a Student Loan Relief Committee to engage in “negotiated rule-making” over the next few months to discuss the next steps for student debt relief. It’s unclear if any new forgiveness program would have the same eligibility requirements as the first one, but the administration has indicated that it will prioritize relief for borrowers with financial hardship.

Although Biden’s student loan forgiveness plan isn’t available anymore, you might still qualify for loan forgiveness if any of the following apply:

  • You work full-time in public service for 10 years and make 120 qualifying payments on your federal student loans.
  • You’re a teacher in a low-income school or at an educational service agency for five consecutive years.
  • You’re a nurse or nurse faculty member serving a high-need population in a critical shortage area.
  • You qualify for Perkins loan cancellation.
  • You’ve experienced a total and permanent disability.
  • You have another qualifying reason for student loan discharge, such as being defrauded by your school.
  • You make payments for 20 or 25 years on an IDR plan.

How do I apply for student loan forgiveness?

The application process for student loan forgiveness will depend on the program you pursue. Here are some steps you might take, depending on the program:

  • Public Service Loan Forgiveness (PSLF). To apply for PSLF, use the PSLF Help Tool to generate and submit the PSLF & Temporary Expanded PSLF (TEPSLF) certification and application to your loan servicer. Submit this form annually so your servicer has a record of your progress. When the 10 years are up, you’ll submit a final PSLF form to federal student loan servicer MOHELA.
  • Teacher Loan Forgiveness. Submit this Teacher Loan Forgiveness Application to your loan servicer(s). You’ll need the chief administrative officer of your school or agency to complete the certification section of this application.
  • Nurse CORPS Loan Forgiveness. You can apply through your account on the Health Resources & Services Administration’s (HRSA) site. This guide explains the process in greater detail.
  • IDR plan forgiveness. Your loans should automatically qualify for forgiveness after you’ve spent 20 or 25 years in repayment. Reach out to your loan servicer about any steps you may need to take.
  • Total and permanent disability (TPD) discharge. Borrowers with a total and permanent disability may get an automatic discharge of their student loans. If you don’t, you can complete a TPD discharge application and submit it to the servicer. Along with your application, you’ll need to provide supporting documentation from the U.S. Department of Veterans Affairs (VA), the Social Security Administration (SSA) or an authorized medical professional.

What will happen to my student loans?

Without the debt forgiveness program as an option, federal loan borrowers will need to make plans for repayment. The federal payment freeze—which has been in effect since March 2020—ends in September, and borrowers must start making payments in October.

When do student loan payments resume?

Interest begins accruing on loan balances on September 1, 2023, and payments will resume in October .

Can I defer my student loan payments beyond October?

You may qualify for a federal loan deferment and pause your payments depending on your circumstances. Common types of forbearance or deferment include:

  • Cancer treatment deferment. If you’re diagnosed with cancer and undergoing treatments, you can submit a request to postpone your payments during your treatments and for six months after your treatment ends.
  • Economic hardship deferment. If you receive government benefits, such as welfare, work full-time but earn 150% of the federal poverty guidelines or less, or are serving in the Peace Corps, you may be eligible for economic hardship deferment. You can postpone your payments for several months at a time, up to a maximum of three years.
  • In-school deferment. If you’re a borrower looking to return to school to earn another degree, such as a master’s or doctorate, you can defer payments while in school and for up to six months after you graduate or drop below half-time status.
  • Unemployment deferment. If you lost your job and are receiving unemployment benefits, you may be able to postpone your payments for up to three years under the unemployment deferment program.

Are there other student loan forgiveness programs?

Even though the Supreme Court blocked the one-time debt relief program, borrowers may qualify for other loan forgiveness programs , including:

  • Public Service Loan Forgiveness (PSLF). Federal loan borrowers can qualify for loan forgiveness if they work for a qualifying public service employer, including 501(c)(3) not-for-profits and government agencies. They must work for a qualifying employer full-time for 10 years and make 120 payments under a qualifying payment plan. For borrowers pursuing PSLF , MOHELA is their loan servicer. Any existing loans will be transferred to MOHELA when the borrower notifies their current servicer of their intentions to apply for PSLF.
  • Teacher Loan Forgiveness. Teacher Loan Forgiveness provides up to $17,500 in loan forgiveness to teachers who work for five full and consecutive academic years in a low-income school or education agency and teach high-need subjects.
  • Income-driven repayment (IDR) discharge. Under an IDR plan , you get a reduced payment based on your discretionary income and a new loan term of 20 or 25 years. The government forgives the remaining amount if you still have a loan balance at the end of your loan term.

How do I know if my student loans are forgiven?

If you qualify for loan forgiveness under PSLF, Teacher Loan Forgiveness or IDR discharge, the loan servicer or Department of Education will send you a notification letter. Depending on your account settings, you may receive the letter electronically or via mail. It will state the amount of forgiveness you received and the date the loans were discharged.

If you made payments beyond the forgiven balance, you’ll receive a refund of the excess amount.

How is student loan forgiveness taxed?

Student loan forgiveness isn’t taxable at the federal level through 2025, due to the American Rescue Plan Act. After that, how loan forgiveness is taxed varies by program:

  • PSLF. Loans forgiven under PSLF are not taxable as income.
  • Teacher Loan Forgiveness. Previously, the loan balance forgiven through Teacher Loan Forgiveness was taxable as income. However, loans forgiven on or after January 1, 2021 are exempt from federal income taxes.
  • IDR discharge. The loan balance forgiven under IDR plans is subject to federal income taxes.

SAVE Repayment Plan FAQs

What is the save plan.

The SAVE plan is a new IDR plan. While the other IDR plans calculate your payments using your discretionary income—defined as the difference between your income and 150% of the federal poverty guideline for your household size—the SAVE plan uses a different formula. It considers your discretionary income to be the difference between your income and 225% of the federal poverty guideline, so more of your income is protected.

In 2024, additional benefits will be in force. Those features include loan forgiveness after just 10 years for those with loan balances of $12,000 or less.

The SAVE plan will replace the current Revised Pay As You Earn (REPAYE) Plan. If you’re already on the REPAYE Plan you will automatically be enrolled in SAVE.

How does the SAVE plan work?

SAVE slashes payments for borrowers enrolled in IDR plans because it uses a higher percentage of the federal poverty guideline to determine your discretionary income.

Let’s say you’re single and earn $30,000 annually. Under the current IDR plans, your discretionary income would be the difference between your $30,000 salary and 150% of the federal poverty guideline for one person. As of 2023, the guideline for one person is $14,580; 150% of that number is $21,870.

For the existing IDR plans, your discretionary income would be $8,130. Depending on the plan, your payments would be up to 10% to 20% of your discretionary income, so you’d pay $813 to $1,626 per year.

Under the SAVE plan, for example, single borrowers who earn $32,800 or less—or families of four who earn $67,500 or less (amounts are higher in Alaska and Hawaii)—will qualify for $0 payments. For borrowers transferring to SAVE from another plan, the new plan would help them save thousands each year.

Who qualifies for the SAVE repayment plan?

Any borrower who owes eligible federal student loans can qualify for the SAVE repayment plan. Eligible loans include:

  • Direct subsidized and unsubsidized loans
  • Direct PLUS loans made to graduate or professional students
  • Direct consolidation loans that didn’t repay any parent PLUS loans

The following loan types are also eligible for SAVE if you consolidate them with a direct consolidation loan:

  • Subsidized and unsubsidized FFEL loans
  • FFEL Plus loans made to graduate or professional students
  • FFEL consolidation loans
  • Perkins loans

If you were previously on the Revised Pay As You Earn (REPAYE) plan, you’ll automatically be enrolled in SAVE. If not, you can apply for SAVE by submitting an IDR plan request on the Federal Student Aid website.

What are the pros and cons of the SAVE repayment plan?

Some benefits include:

  • Larger income exemption. When calculating discretionary income, the SAVE plan uses 225% of the poverty guideline for your state and family size. By contrast, the other plans use 100% or 150%. This exemption means lower monthly payments.
  • More generous interest subsidy. On the SAVE plan, the government will pay for any remaining interest charges that your monthly payments don’t cover.
  • Payments as low as 5% of discretionary income. Starting in 2024, payments on undergraduate federal student loans will be cut in half to 5%, rather than 10%, of your discretionary income.
  • Faster path to loan forgiveness. If your original balance was $12,000 or less, you could receive loan forgiveness after 10 years. One year gets added for each additional $1,000 you borrowed, up to a maximum of 20 or 25 years.
  • Spouse’s income can be excluded. If you file taxes separately from your spouse, the Department of Education won’t include their income when calculating your monthly payment on the SAVE plan.

At the same time, there are a few potential cons to this plan:

  • Parent loans aren’t eligible. Parent loans aren’t eligible for the SAVE plan, nor are consolidation loans that paid off any loans made to parents.
  • Some benefits won’t be active until July 2024. Although the SAVE plan is currently active, not all of its features are available yet. In particular, you’ll have to wait until July 2024 for undergraduate loan payments to be reduced to 5% and for the forgiveness timeline to be shortened to 10 or more years.
  • May not benefit from grad school loans. Borrowers with graduate student loans will still have to pay 10% of their discretionary income each month, which is the same percentage as some other IDR plans. That said, grad borrowers may still see a lower payment on SAVE due to the way it calculates discretionary income.

Is the SAVE Plan the same as student loan forgiveness?

SAVE does not provide immediate loan forgiveness. It’s a new repayment plan that could give borrowers a lower monthly payment. Eligible borrowers could qualify for loan forgiveness sooner and SAVE will discharge loans in as little as 10 years rather than 20 or 25.

Looking for the best student loan refinance rates?

Get Forbes Advisor’s ratings of the best lending platforms and helpful information on how to find the best loan based on your credit score.

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Federal Judges Pause Parts Of SAVE Student Loan Forgiveness Program

Federal Judges Pause Parts Of SAVE Student Loan Forgiveness Program

Kennedy Edgerton

SoFi Student Loans Review 2024

Brianna McGurran

Private Student Loan Rates: June 25, 2024—Loan Rates Rise

Private Student Loan Rates: June 17, 2024—Loan Rates Fall

Private Student Loan Rates: June 17, 2024—Loan Rates Fall

Private Student Loan Rates: June 11, 2024—Loan Rates Start To Increase

Private Student Loan Rates: June 11, 2024—Loan Rates Start To Increase

Navient Quietly Offers Private Student Loan Forgiveness—Do You Qualify?

Navient Quietly Offers Private Student Loan Forgiveness—Do You Qualify?

For the past seven years, Kat has been helping people make the best financial decisions for their unique situations, whether they're looking for the right insurance policies or trying to pay down debt. Kat has expertise in insurance and student loans, and she holds certifications in student loan and financial education counseling.

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To ensure that your comments are considered by GAO and the Green Book Advisory Council in their deliberations, please submit them by August 26,2024. Please send your comments electronically to [email protected] .

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[ FR Doc. 2024-13145 Filed 6-26-24; 8:45 am]

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  1. PDF writing An EFFECTIVE FEDERAL RESUME

    A guide to understanding and writing an effective Federal resume. Your resume is your marketing tool in which to describe why you may be the best candidate for the position for which you are applying. When writing your resume, you should consider your accomplishments, making your resume is results-driven. It is best to break your resume down ...

  2. Tips for Writing a Federal Resume

    Tips for Writing a Federal Resume. Creating a federal resume that brings your qualifications to life and shows that you are a perfect fit for the job can be a challenge. Be sure to demonstrate how your skills, experience, training and education match the employer's needs. Avoid misspelled words and bad grammar. Following are a few ways to ...

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  4. Writing a federal government resume

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  5. Quick Guide to Preparing a Resume For Federal Government Positions

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  6. USAJOBS Help Center

    Include dates, hours, level of experience and examples for each work experience. For each work experience you list, make sure you include: Start and end dates (including the month and year). The number of hours you worked per week. The level and amount of experience—for instance, whether you served as a project manager or a team member helps ...

  7. How To Build a Federal Resume (With Template)

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  8. Writing a Federal Resume • Go Government

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  11. How To Write a Federal Resume (Plus Tips and Example)

    Here are some tips on how to write a federal resume: 1. Identify the role. Before your contact information, consider identifying the role you're applying for. It's sometimes appropriate to include the formal name of the role, its General Schedule (GS) grade and its identification number. You can usually find this information in the job description.

  12. Where can I get help with writing my resume?

    An official website of the United States government. Here's how you know

  13. How to Write a Federal Resume in 2024 [3 Free Templates]

    Helped implement a cutting-edge project management solution organization-wide, improving employee output by 20% for the year. Step #5. Add Your Educational History. Next up in the federal resume is your educational history. This one's pretty straightforward - all you need to do is mention the following: College name.

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    7. Creating a federal resume can become more difficult if you have multiple skill sets that you need to exhibit. To help develop your resume, research multiple federal job announcements that you believe you are qualified to apply for, review each one from start to finish, and make sure you note all of the requirements, duties, and responsibilities of the position.

  17. Federal Resume—Examples and 25+ Writing Tips

    Different gov't agencies say different things: the National Archives says 1-3 pages is fine, the SEC gives a 4-page federal resume sample, and the Dept of Energy says 2-5 pages. Stay between 2 and 6 pages to be safe. 2. Identify Yourself in the Contact Information Section.

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