is a college degree worth it argumentative essay

Sample Essay: Is College Worth It?, with Outline

Published by gudwriter on November 23, 2017 November 23, 2017

Is College Worth It Example Essay

Is college worth it? Here is a sample essay that discusses whether college education is worth it in the long run or it’s just a waste of money and time.

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Essay Outline on Whether College is Worth it

Introduction.

Thesis: While there are arguments that college education is not worth it in the current society, this paper contends that college education is indeed worth it irrespective of the prevalent economic conditions.

Paragraph 1:

College education is worth acquiring because those with a college degree earn substantially higher as compared to their counterparts who have secondary school education.

• The earning gap between the two groups only continues to become wider even as the economy transforms.
• “High school graduates earn about 62% of what those with four-year degrees earn, according to a Pew Research Center study.”

Paragraph 2:

College education also adds on to the market value of college graduates making them more valuable than non-college graduates.

• College degree is highly valued by the job market of today and prospective employers view it as the minimum educational requirement for employment.
• In comparison to high school graduates, college graduates would easily secure job opportunities.

  Paragraph 3:

It is also worth pursuing college education because with it, one gets into a better position to acquire and enjoy the benefits of health insurance and develop their pension plans.

• “In 2011, the percentage of full-time workers offered pension plans by their employers who chose to participate ranged from 77% for those without a high school diploma to 94% for those with an advanced degree.”
• Higher levels of educational attainment put one in a better place to have a health insurance cover that is provided by their employer.

Paragraph 4:

College education further helps students in multiple other ways than just monetary returns.

• According to a survey, 74% of students said they had achieved invaluable intellectual growth by attending college while 69% believed college had helped them attain higher personal maturity levels.
• Thus, apart from employment, college makes students become better prepared to face life and the challenges that come with it.

Paragraph 5:

One argument against college education is that it plunges students into huge debt burdens.

• The argument holds that the $400 average monthly wage that fresh college graduates get is not enough for servicing their student loans.
• This argument ignores the fact that as they continue to work, college graduates develop professionally and continue earning more than their starting salary.

Paragraph 6:

Opponents of college education also front an argument that the market value of students does not benefit from college education.

• Apparently, this explains why people with college education may find themselves in odd jobs such as being hotel attendants.
• This argument is off the mark because college education indeed increases the market value of students and that is why they earn more than high school graduates.  

College education is worth it given the many benefits it sires. One should pursue college education at all costs even if it means running into debts. Deliberately failing to acquire college education is akin to deliberately settling for less in life. For an in-depth analysis of Candide, please read our Candide analysis essay.

Is College Worth it Example Essay

College education is one area that many people in the United States of America have invested and continue to invest in. It is widely believed that with college education, one has a better chance at life in terms of professional and personal development. College education has long been seen as a good avenue through which one may access and effectively exploit economic opportunities both domestically and internationally. However, the cost of acquiring college education has risen in the recent past and continues to rise even at present. A debate has thus ensued as to whether college education is really worth its cost in the prevailing economic situations. While there are arguments that college education is not worth it in the current society, this paper contends that college education is indeed worth it irrespective of the prevalent economic conditions. In college that’s where you may find worthy and important friendship , it’s where you mold relationship since you have a better understanding of yourself.

College education is worth acquiring because those with a college degree earn substantially higher as compared to their counterparts who have secondary school education. The earning gap between the two groups only continues to become wider even as the economy transforms. As pointed out by Weston (2015), “High school graduates earn about 62% of what those with four-year degrees earn, according to a Pew Research Center study.” In the year 1979, those with high school education used to earn 77% of what college graduates earned; a proof that the earning gap is indeed increasing (Weston, 2015). It would thus not be advisable to forego college education and settle for high school education because in effect, that means settling for lower earnings. Under normal circumstances, an investment that attracts higher returns on investment is worth considering or pursuing and so is college education.

College education also adds on to the market value of college graduates making them more valuable than non-college graduates. As clearly stated by Selingo (2015), college degree is highly valued by the job market of today and prospective employers view it as the minimum educational requirement for employment. This then implies that in comparison to high school graduates, college graduates would easily secure job opportunities. With college education, one thus opens more economic opportunities for themselves. This is why Weston (2015) advises that in the current economy, everybody should “consider some post-secondary training if they do not want to fall down the economic ladder.” Irrespective of the program one undertakes in college, they would enhance their market value by amassing as much professional experience as possible and thereby command better earnings.

It is also worth pursuing college education because with it, one gets into a better position to acquire and enjoy the benefits of health insurance and develop their pension plans. “In 2011, the percentage of full-time workers offered pension plans by their employers who chose to participate ranged from 77% for those without a high school diploma to 94% for those with an advanced degree” (Baum, Ma & Payea, 2013). It is further noted by Baum, Ma & Payea (2013) that higher levels of educational attainment put one in a better place to have a health insurance cover that is provided by their employer. With a health insurance, one can be sure of medical attention whenever they need it while with pension plans, one is sure to live a dignified life after they retire. Therefore, one would suffer less financial burden if they have these two provisions, both before and after retirement. As is evident here, the benefits would far outweigh the cost at which college education is acquired.

College education further helps students in multiple other ways than just monetary returns. According to a survey, 74% of students said they had achieved invaluable intellectual growth by attending college while 69% believed college had helped them attain higher personal maturity levels (“Is College Worth It?,” 2011). Thus, apart from employment, college makes students become better prepared to face life and the challenges that come with it. A more intellectually strengthened person is likely to approach life with an open mind which would enable them develop well-thought solutions to various life problems. Similarly, a high level of personal maturity helps one in developing meaningful relationships both at personal and professional levels. Thus, college education generally prepares a person for better life. It would be less meaningful to earn a lot of money and spend it unwisely.

One argument against college education is that it plunges students into huge debt burdens. Selingo (2015) argues that the $400 average monthly wage that fresh college graduates get is not enough for servicing their student loans. The scholar contends that with such little earnings, college graduates may end up repaying their loans for long. Supporters of this opinion hold that being in debt overshadows the value the students might have got from the education given that it is costly to acquire. However, this argument ignores the fact that as they continue to work, college graduates develop professionally and continue earning more than their starting salaries.

Opponents of college education also front an argument that the market value of students does not benefit from college education. Apparently, this explains why people with college education may find themselves in odd jobs such as being hotel attendants. According to Selingo (2015) ,““Looking at the actual return on the costs of attending college, careful analyses suggest that the payoff from many college programs — as much as one in four — is actually negative”. However, this argument is off the mark because as revealed herein, college education increases the market value of students and that is why they earn more than high school graduates.

College education is worth it given the many benefits it sires. One should pursue college education at all costs even if it means running into debts. It would be satisfying to service the loan knowing very well that afterwards, one would continue reaping the benefits of the education. Increased market value, higher earnings, health insurance cover, and retirement plans all make college education a necessity. Deliberately failing to acquire college education is thus akin to deliberately settling for less in life.

Baum, S., Ma, J., & Payea, K. (2013). “ Education pays 2013: the benefits of higher education for individuals and society” . The College Board. Retrieved from https://trends.collegeboard.org/sites/default/files/education-pays-2013-full-report.pdf

Is College Worth It?. In Pew Research Center . Retrieved July 9, 2020 from https://www.pewsocialtrends.org/2011/05/15/is-college-worth-it/

Selingo, J. (2015). “ Is college worth the cost? Many recent graduates don’t think so”. Washington Post . Retrieved 21 November 2017, from https://www.washingtonpost.com/news/grade-point/wp/2015/09/30/is-college-worth-the-cost-many-recent-graduates-dont-think-so/?utm_term=.d1c7eef76720

Weston, L. (2015). “ Why college is still worth it even though it costs too much” . Time . Retrieved 21 November 2017, from http://time.com/money/4061150/college-degree-worth-it/

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Why is College Worth It

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Published: Aug 1, 2024

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Table of contents

Career opportunities, personal growth, financial stability.

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Is College Worth It?

As economic outcomes for young adults with and without degrees have improved, americans hold mixed views on the value of college, table of contents.

• Labor force trends and economic outcomes for young adults
• Economic outcomes for young men
• Economic outcomes for young women
• Wealth trends for households headed by a young adult
• The importance of a four-year college degree
• Getting a high-paying job without a college degree
• Do Americans think their education prepared them for the workplace?
• Is college worth the cost?
• Acknowledgments
• The American Trends Panel survey methodology
• Current Population Survey methodology
• Survey of Consumer Finances methodology

Pew Research Center conducted this study to better understand public views on the importance of a four-year college degree. The study also explores key trends in the economic outcomes of young adults among those who have and have not completed a four-year college degree.

The analysis in this report is based on three data sources. The labor force, earnings, hours, household income and poverty characteristics come from the U.S. Census Bureau’s Annual Social and Economic Supplement of the Current Population Survey. The findings on net worth are based on the Federal Reserve’s Survey of Consumer Finances.

The data on public views on the value of a college degree was collected as part of a Center survey of 5,203 U.S. adults conducted Nov. 27 to Dec. 3, 2023. Everyone who took part in the survey is a member of Pew Research Center’s American Trends Panel (ATP), an online survey panel that is recruited through national, random sampling of residential addresses. Address-based sampling ensures that nearly all U.S. adults have a chance of selection. The survey is weighted to be representative of the U.S. adult population by gender, race, ethnicity, partisan affiliation, education and other categories. Read more about the ATP’s methodology .

Here are the questions used for this report , along with responses, and the survey’s methodology .

Young adults refers to Americans ages 25 to 34.

Noncollege adults include those who have some college education as well as those who graduated from high school but did not attend college. Adults who have not completed high school are not included in the analysis of noncollege adults. About 6% of young adults have not completed high school. Trends in some labor market outcomes for those who have not finished high school are impacted by changes in the foreign-born share of the U.S. population. The Census data used in this analysis did not collect information on nativity before 1994.

Some college includes those with an associate degree and those who attended college but did not obtain a degree.

The some college or less population refers to adults who have some college education, those with a high school diploma only and those who did not graduate high school.

A full-time, full-year worker works at least 50 weeks per year and usually 35 hours a week or more.

The labor force includes all who are employed and those who are unemployed but looking for work.

The labor force participation rate is the share of a population that is in the labor force.

Young adults living independently refers to those who are not living in the home of either of their parents.

Household income is the sum of incomes received by all members of the household ages 15 and older. Income is the sum of earnings from work, capital income such as interest and dividends, rental income, retirement income, and transfer income (such as government assistance) before payments for such things as personal income taxes, Social Security and Medicare taxes, union dues, etc. Non-cash transfers such as food stamps, health benefits, subsidized housing and energy assistance are not included. As household income is pretax, it does not include stimulus payments or tax credits for earned income and children/dependent care.

Net worth, or wealth, is the difference between the value of what a household owns (assets) and what it owes (debts).

All references to party affiliation include those who lean toward that party. Republicans include those who identify as Republicans and those who say they lean toward the Republican Party. Democrats include those who identify as Democrats and those who say they lean toward the Democratic Party.

At a time when many Americans are questioning the value of a four-year college degree, economic outcomes for young adults without a degree are improving.

After decades of falling wages, young U.S. workers (ages 25 to 34) without a bachelor’s degree have seen their earnings increase over the past 10 years. Their overall wealth has gone up too, and fewer are living in poverty today.

Things have also improved for young college graduates over this period. As a result, the gap in earnings between young adults with and without a college degree has not narrowed.

The public has mixed views on the importance of having a college degree, and many have doubts about whether the cost is worth it, according to a new Pew Research Center survey.

• Only one-in-four U.S. adults say it’s extremely or very important to have a four-year college degree in order to get a well-paying job in today’s economy. About a third (35%) say a college degree is somewhat important, while 40% say it’s not too or not at all important.
• Roughly half (49%) say it’s less important to have a four-year college degree today in order to get a well-paying job than it was 20 years ago; 32% say it’s more important, and 17% say it’s about as important as it was 20 years ago.
• Only 22% say the cost of getting a four-year college degree today is worth it even if someone has to take out loans. Some 47% say the cost is worth it only if someone doesn’t have to take out loans. And 29% say the cost is not worth it.

These findings come amid rising tuition costs and mounting student debt . Views on the cost of college differ by Americans’ level of education. But even among four-year college graduates, only about a third (32%) say college is worth the cost even if someone has to take out loans – though they are more likely than those without a degree to say this.

Four-year college graduates (58%) are much more likely than those without a college degree (26%) to say their education was extremely or very useful in giving them the skills and knowledge they needed to get a well-paying job. (This finding excludes the 9% of respondents who said this question did not apply to them.)

Views on the importance of college differ widely by partisanship. Republicans and Republican-leaning independents are more likely than Democrats and Democratic leaners to say:

• It’s not too or not at all important to have a four-year college degree in order to get a well-paying job (50% of Republicans vs. 30% of Democrats)
• A college degree is less important now than it was 20 years ago (57% vs. 43%)
• It’s extremely or very likely someone without a four-year college degree can get a well-paying job (42% vs. 26%)

At the same time that the public is expressing doubts about the value of college, a new Center analysis of government data finds young adults without a college degree are doing better on some key measures than they have in recent years.

A narrow majority of workers ages 25 to 34 do not have a four-year college degree (54% in 2023). Earnings for these young workers mostly trended downward from the mid-1970s until roughly a decade ago.

Outcomes have been especially poor for young men without a college degree. Other research has shown that this group saw falling labor force participation and sagging earnings starting in the early 1970s , but the last decade has marked a turning point.

This analysis looks at young men and young women separately because of their different experiences in the labor force.

Trends for young men

• Labor force participation: The share of young men without a college degree who were working or looking for work dropped steadily from 1970 until about 2014. Our new analysis suggests things have stabilized somewhat for this group over the past decade. Meanwhile, labor force participation among young men with a four-year degree has remained mostly flat.
• Full-time, full-year employment: The share of employed young men without a college degree who are working full time and year-round has varied somewhat over the years – trending downward during recessions. It’s risen significantly since the Great Recession of 2007-09, with the exception of a sharp dip in 2021 due to the COVID-19 pandemic. For employed young men with a college degree, the share working full time, full year has remained more stable over the years.

• Median annual earnings: Since 2014, earnings have risen for young men with some college education and for those whose highest attainment is a high school diploma. Even so, earnings for these groups remain below where they were in the early 1970s. Earnings for young men with a bachelor’s degree have also trended up, for the most part, over the past 10 years.
• Poverty: Among young men without a college degree who are living independently from their parents, the share in poverty has fallen significantly over the last decade. For example, 12% of young men with a high school diploma were living in poverty in 2023, down from a peak of 17% in 2011. The share of young men with a four-year college degree who are in poverty has also fallen and remains below that of noncollege young men.

Trends for young women

• Labor force participation: The shares of young women with and without a college degree in the labor force grew steadily from 1970 to about 1990. Among those without a college degree, the share fell after 2000, and the drop-off was especially sharp for young women with a high school diploma. Since 2014, labor force participation for both groups of young women has increased.
• Full-time, full-year employment: The shares of employed young women working full time and year-round, regardless of their educational attainment, have steadily increased over the decades. There was a decline during and after the Great Recession and again (briefly) in 2021 due to the pandemic. Today, the shares of women working full time, full year are the highest they’ve ever been across education levels.

• Median annual earnings: Median earnings for young women without a college degree were relatively flat from 1970 until about a decade ago. These women did not experience the steady decline in earnings that noncollege young men did over this period. By contrast, earnings have grown over the decades for young women with a college degree. In the past 10 years, earnings for women both with and without a college degree have risen.
• Poverty: As is the case for young men without a college degree, the share of noncollege young women living in poverty has fallen substantially over the past decade. In 2014, 31% of women with a high school diploma who lived independently from their parents were in poverty. By 2023, that share had fallen to 21%. Young women with a college degree remain much less likely to be in poverty than their counterparts with less education.

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